5295 Karafit Rd, Celina, OH 45822 Property Records

Mercer County property record for 5295 Karafit Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 892 sqft · built 1955
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Nov 2020)
Tax Bill$1,539 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-034100.0000

Property Details

APN / Parcel Number

Primary APN09-034100.0000
Alternative APN
  • 09-20-283-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area892 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions88 ft deep x 50 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address5295 KARAFIT RD
CityCELINA
StateOH
Zip45822-8119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAVIS ADDITION LOT#: 8
Legal SubdivisionDAVIS ADDITION
Legal Lot Number8
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2021
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6313 AINSWORTH RD, OHIO CITY, OH 45874-9505
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
THE PEOPLES BANK CO
Oct 3, 2019Warranty Deed, Transfer
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleOct 3, 2019 · Amount on Record
Deed Document Number20207396
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateNov 16, 2020
Property Address5295 KARAFIT RD, CELINA, OH 45822-8119
Document Number202000007396
Map ReferenceMB 5 PG 28
Instrument DateNov 16, 2020
Instrument202000007396
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6313 AINSWORTH RD, OHIO CITY, OH 45874-9505

Mortgage

Document Number202000007397
DateNov 16, 2020
Instrument202000007397
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateOct 3, 2019
Property Address5295 KARAFIT RD, CELINA, OH 45822-8119
Document Number201900004418
Map ReferenceMB 5 PG 28
Instrument DateJul 28, 2019
Instrument201900004418
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7440 STATE ROUTE 703, CELINA, OH 45822-2836

Mortgage

Document Number201900004419
DateOct 3, 2019
Instrument201900004419
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueOct 1, 2029

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,539.00$36,960 (-) Land $9,450 Building $27,510
2024$1,539.00 (+0.26%)$36,960 (-) Land $9,450 Building $27,510
2023$1,535.00 (+35.84%)$36,960 (+57.14%) Land $9,450 Building $27,510$105,600 (+57.14%) Land $27,000 Building $78,600
2022$1,130.00$23,520 Land $7,000 Building $16,520
2020$67,200 Land $20,000 Building $47,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims33 (1992–2019)
Claims Outside the SFHA15 of 33
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims
  • Severe Storms And Flooding, Jul 2003 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKE ESTATES
private · serves 103 people · EPA ID OH5400312
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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