5285 Karafit Rd, Celina, OH 45822 Property Records

Mercer County property record for 5285 Karafit Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1979
Lot Size0.149 acres (6,525 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Dec 2019)
Tax Bill$2,217 (2025)
Deeds & MortgagesJul 2021 Sale & Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-034200.0000

Property Details

APN / Parcel Number

Primary APN09-034200.0000
Alternative APN
  • 09-20-283-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area6,525 sqft (0.149 acres)
Lot Dimensions87 ft deep x 75 ft wide
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5285 KARAFIT RD
CityCELINA
StateOH
Zip45822-8119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAVIS ADDITION LOT 9 & N SD LOT 10 RTS: 003-06-20 LOT#: 00009
Legal SubdivisionDAVIS ADDITION
Legal Lot Number9,10
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2021
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5285 KARAFIT RD, CELINA, OH 45822-8119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Warranty Deed, Transfer · Line of Credit
THE PEOPLES BANK CO
Dec 26, 2019Warranty Deed, Transfer
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2019 · Amount on Record
Deed SaleDec 26, 2019 · Amount on Record
Prior SaleJul 22, 2004 · Amount on Record
Deed Document Number20196054
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJul 21, 2021
Property Address5285 KARAFIT RD, CELINA, OH 45822-8119
Document Number202100004536
Map ReferenceMB 05 PG 28
Instrument DateJul 20, 2021
Instrument202100004536
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5285 KARAFIT RD, CELINA, OH 45822-8119

Mortgage

Document Number202100004537
DateJul 21, 2021
Instrument202100004537
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 19, 2041

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateDec 26, 2019
Property Address5285 KARAFIT RD, CELINA, OH 45822-8119
Document Number201900006054
Map ReferenceMB 5 PG 28
Instrument DateDec 20, 2019
Instrument201900006054
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7440 STATE ROUTE 703, CELINA, OH 45822-2836

Mortgage

Document Number201900006055
DateDec 26, 2019
Instrument201900006055
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueDec 20, 2024

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,217.00$42,780 (-) Land $14,180 Building $28,600
2024$2,217.00 (+24.76%)$42,780 (-) Land $14,180 Building $28,600
2023$1,777.00 (+8.75%)$42,780 (+53.11%) Land $14,180 Building $28,600$122,200 (+53.13%) Land $40,500 Building $81,700
2022$1,634.00$27,940 Land $10,470 Building $17,470
2020$79,800 Land $29,900 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims33 (1992–2019)
Claims Outside the SFHA15 of 33
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims
  • Severe Storms And Flooding, Jul 2003 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKE ESTATES
private · serves 103 people · EPA ID OH5400312
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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