Mercer County property record for 5275 Karafit Rd, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.08 acres (3,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,166 (Jul 2026) |
| Tax Bill | $370 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit Aug 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-034400.0000 |
| Primary APN | 09-034400.0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,520 sqft (0.08 acres) |
|---|---|
| Lot Dimensions | 88 ft deep x 40 ft wide |
| Street Address | 5275 KARAFIT RD |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVIS ADDITION CHANNEL ROAD BETWEEN LOTS 10 & 11 RTS: 003-06-20 |
| Legal Subdivision | DAVIS ADDITION |
| Legal Lot Number | 10-11 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 967800 |
5275 Karafit Rd is owned and occupied by an individual who bought it in July 2026.
Source: Mercer County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Line of Credit MINSTER BANK |
| Aug 18, 2023 | Transfer on Death Deed, Transfer |
| Feb 3, 2020 | Transfer on Death Deed, Transfer |
| Jun 7, 2017 | Certificate of Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on File |
| Deed Sale | Jul 27, 2026 · Amount on File |
| Deed Document Number | 20263372 |
| Prior Transfer Date | Aug 18, 2023 |
| Prior Transfer Doc | 0000003235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Number | 0000003372 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20263372 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Number | 0000003373, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20263373 |
| Name | MINSTER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 18, 2023 |
| Property Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Number | 202300003235 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 202300003235 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 3, 2020 |
| Property Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Number | 202000000540 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 202000000540 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 7, 2017 |
| Property Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
| Document Number | 201700002582 |
| Map Reference | MB5 PG28 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 201700002582 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5275 KARAFIT RD, CELINA, OH 45822-8119 |
The 2025 property tax bill for 5275 Karafit Rd was $370.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Franklin Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $370.00 | $8,890 (-) Land $7,560 Building $1,330 | |
| 2024 | $370.00 (+0.27%) | $8,890 (-) Land $7,560 Building $1,330 | |
| 2023 | $369.00 (+17.52%) | $8,890 (+35.73%) Land $7,560 Building $1,330 | $25,400 Land $21,600 Building $3,800 |
| 2022 | $314.00 | $6,550 Land $5,600 Building $950 | |
| 2020 | $18,700 Land $16,000 Building $2,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5275 Karafit Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 33 (1992–2019) |
| Claims Outside the SFHA | 15 of 33 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5275 Karafit Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND LAKE ESTATES private · serves 103 people · EPA ID OH5400312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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