5293 Cottage Cir, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 5293 Cottage Cir, Hoover, AL 35226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 2004
Lot Size0.129 acres (5,608 sqft)
OwnerIndividual Name on Record
Last Sale$163,280 (Jun 2004)
Tax Bill$2,210 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN39-00-29-1-000-174.000

Property Details

APN / Parcel Number

Primary APN39-00-29-1-000-174.000
Alternative APNs
  • 39291000174000RR00
  • 74504

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,515 sqft Living Area
1st Floor Area1,515 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,608 sqft (0.129 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage Area400 sqft
PorchOpen Porch
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number74504
Street Address5293 COTTAGE CIR
CityHOOVER
StateAL
Zip35226-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePR-1
Legal DescriptionLOT 327 PHASE III DEER VALLEY GARDEN HOMES PB 38 PG 14
Legal Range03W
Legal Township19S
Legal Section29
Legal SubdivisionDEER VALLEY GARDEN HOMES
Legal PhaseIII
Legal Lot Number327
JurisdictionJEFFERSON AL
Township / Civil DivisionHOOVER
Census Block Group2
Census Block2011
Census Tract14415

Owner

Source: Jefferson County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5293 COTTAGE CIR, HOOVER, AL 35226-5111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2024Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Jun 2, 2020Deed of Trust, Mortgage
REGIONS BANK
Jun 2, 2020Deed of Trust, Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2004 · Amount on Record
Deed SaleJun 10, 2004 · Amount on Record
Deed Book / Page200461 / 9215
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address5293 COTTAGE CIR, HOOVER, AL 35226-5111
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5293 COTTAGE CIR, HOOVER, AL 35226-5111

Mortgage

Document Number0000010827
DateFeb 8, 2024
Instrument2024010827
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address5293 COTTAGE CIR, HOOVER, AL 35226-5111
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5293 COTTAGE CIR, HOOVER, AL 35226-5111

Mortgage

Document Number0000055929
DateJun 2, 2020
Instrument2020055929
Lender
NameREGIONS BANK
Agreement
AmountAmount Recorded
Term79 Months
DueJan 1, 2027

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address5293 COTTAGE CIR, HOOVER, AL 35226-5111
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5293 COTTAGE CIR, HOOVER, AL 35226-5111

Mortgage

Document Number0000055930
DateJun 2, 2020
Instrument2020055930
Lender
NameREGIONS BANK
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,210.00 (+4.05%) Homeowner's exemption$31,180 (+9.17%)$311,800 (+9.17%) Land $122,000 Building $189,800
2024$2,124.00 (+22.07%)
2023$28,560 Land $12,200 Building $16,360$285,600 Land $122,000 Building $163,600
2022$1,740.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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