Jefferson County property record for 5281 Cottage Cir, Hoover, AL 35226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2004 |
| Lot Size | 0.129 acres (5,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Sep 2026) |
| Tax Bill | $2,241 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-29-1-000-177.000 |
| Primary APN | 39-00-29-1-000-177.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,608 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Area | 380 sqft |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 74507 |
|---|---|
| Street Address | 5281 COTTAGE CIR |
| City | HOOVER |
| State | AL |
| Zip | 35226-5111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR-1 |
| Legal Description | LOT 330 PHASE III DEER VALLEY GARDEN HOMES PB 38 PG 14 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | DEER VALLEY GARDEN HOMES |
| Legal Phase | III |
| Legal Lot Number | 330 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14415 |
Source: Jefferson County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Sep 9, 2026 | Warranty Deed, Transfer |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS CREDIT UNION |
| Jun 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Jun 26, 2019 · Amount on Record |
| Deed Document Number | 202683272 |
| Prior Transfer Date | Jun 24, 2019 |
| Prior Transfer Doc | 0000063828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Sep 9, 2026 |
| Property Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000083272 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202683272 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000083273, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202683273 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Sep 9, 2026 |
| Property Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000083272 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202683272 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000078999 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021078999 |
| Name | MUTUAL SAVINGS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jun 26, 2019 |
| Property Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000063828 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019063828 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5281 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000063829 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019063829 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,241.00 (+26.83%) Homeowner's exemption | $31,600 (+9.27%) | $315,900 (+9.27%) Land $122,000 Building $193,900 |
| 2023 | $28,920 Land $12,204 Building $16,716 | $289,100 Land $122,000 Building $167,100 | |
| 2022 | $1,767.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures