Jefferson County property record for 5289 Cottage Cir, Hoover, AL 35226
| Property Type | Garden Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 2004 |
| Lot Size | 0.128 acres (5,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $191,000 (Oct 2018) |
| Tax Bill | $2,217 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-29-1-000-175.000 |
| Primary APN | 39-00-29-1-000-175.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 1,515 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,608 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 205 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 74505 |
|---|---|
| Old Parcel Number | 39291000175000RR00 |
| Street Address | 5289 COTTAGE CIR |
| City | HOOVER |
| State | AL |
| Zip | 35226-5111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Garden Home |
| Local Zoning Code | PR1 |
| Legal Description | LOT 328 PHASE III DEER VALLEY GARDEN HOMES PB 38 PG 14 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Quarter | NE |
| Legal Subdivision | DEER VALLEY GARDEN HOMES |
| Legal Phase | 3 |
| Legal Lot Number | 328 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14415 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5289 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Oct 17, 2018 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on Record |
| Deed Sale | Oct 17, 2018 · Amount on Record |
| Prior Sale | May 13, 2016 · Amount on Record |
| Deed Document Number | 2018108181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 5289 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000096251 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5289 COTTAGE CIR HOOVER AL 352265111, HOOVER, AL 35226-5111 |
| Document Number | 0000096251 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 96251 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 31, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Oct 17, 2018 |
| Property Address | 5289 COTTAGE CIR, HOOVER, AL 35226-5111 |
| Document Number | 0000108181 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 108181 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5289 COTTAGE CIR HOOVER AL 352265111, HOOVER, AL 35226-5111 |
| Document Number | 108182 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 108182 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2048 |
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,217.00 (+26.98%) Homeowner's exemption | $31,280 (+9.22%) | $312,700 (+9.18%) Land $122,000 Building $190,700 |
| 2023 | $28,640 Land $12,200 Building $16,440 | $286,400 Land $122,000 Building $164,400 | |
| 2022 | $1,746.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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