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5291 Cloud St, Stone Mountain, GA 30083 Property Records

DeKalb County property record for 5291 Cloud St, Stone Mountain, GA 30083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,368 sqft · built 2020
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$332,500 (Dec 2019)
Tax Bill$7,165 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN18-073-09-011

Property Details

APN / Parcel Number

Primary APN18-073-09-011
Alternative APN
  • 4809091

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,368 sqft Living Area
Gross Area3,468 sqft
1st Floor Area1,100 sqft
Basement Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeWood
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5291 CLOUD ST
CitySTONE MOUNTAIN
StateGA
Zip30083-3663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 11 20-APR-07 .0927AC HEARTHSTONE PARK 40 X 101 X 40 X 101
Legal SubdivisionHEARTHSTONE PARK
Legal Block4
Legal Lot Number11
JurisdictionDE KALB GA
Township / Civil DivisionSTONE MOUNTAIN
Census Block Group4
Census Block4007
Census Tract21906

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stone Mountain Historic District
listed 2000 · 276 contributing resources · NRIS 00001476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeKalb County assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
DUNWOODY MORTGAGE SERVICES
Dec 27, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
STEARNS LNDG LLC
Dec 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 8, 2019Grant Deed, Construction Loan · Construction Mortgage
PRIVATE LNDG GRP PTRS LLC
Aug 10, 2017Grant Deed, Transfer
MHZ GEORIGA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleMar 4, 2019 · Amount on Record
Deed Document Number201928888
Deed Book / Page28014 / 299
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663

Mortgage

Document Number0308400115
DateApr 4, 2023
Book Page0000030840/0000000115
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 1, 2048

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663

Mortgage

Document Number0290690558
DateFeb 12, 2021
Book Page0000029069/0000000558
Lender
NameDUNWOODY MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

December 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateDec 27, 2019
Property Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number0280140299
Book / Page028014 / 000299
Instrument DateDec 20, 2019
Instrument184640
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$332.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5291 CLOUD ST STONE MOUNTAIN GA 300833663, STONE MOUNTAIN, GA 30083-3663

Mortgage

Document Number280140300
DateDec 27, 2019
Book Page028014/000300
Instrument184642
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 26, 2034

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB GA
Recording DateDec 27, 2019
Property Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number0280140322
Book / Page028014 / 000322
Instrument DateDec 20, 2019
Instrument184643
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5291 CLOUD ST STONE MOUNTAIN GA 300833663, STONE MOUNTAIN, GA 30083-3663

March 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateMar 8, 2019
Property Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number0274230224
Book / Page027423 / 000224
Instrument DateMar 4, 2019
Instrument42032
Transaction TypeConstruction Loan
Record UpdatedMay 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5291 CLOUD ST STONE MOUNTAIN GA 30083, STONE MOUNTAIN, GA 30083

Mortgage

Document Number274230226
DateMar 8, 2019
Book Page027423/000226
Instrument42034
Lender
NamePRIVATE LNDG GRP PTRS LLC
AddressDUNWOODY, GA 30338
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 7, 2020

Mortgage

Document Number274230244,
DateMar 8, 2019
Book Page027423/000244
Instrument42036
Lender
NameMHZ GEORGIA LLC
Agreement
Term24 Months
DueMar 7, 2021

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateAug 10, 2017
Property Address5291 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number0264270232
Book / Page026427 / 000232
Instrument DateAug 4, 2017
Instrument122336
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyCALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address554 W MAIN ST #350 BUFORD GA 305185781, 350, BUFORD, GA 30518-5781
InvestorPossibly a Property Investor

Mortgage

Document Number264270234
DateAug 10, 2017
Book Page026427/000234
Instrument122338
Lender
NameMHZ GEORIGA LLC
Address3223 SAINT ELMO CT, DULUTH, GA 30097-5004
Agreement
AmountAmount Recorded
Term36 Months
DueAug 9, 2020

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityStone Mountain City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,165.00 (+22.9%) Homeowner's exemption$175,040 (+10.39%) Land $34,000 Building $141,040$437,600 (+10.39%) Land $85,000 Building $352,600
2023$5,830.00 (-9.54%) Homeowner's exemption$158,560 (+4.51%) Land $34,000 Building $124,560$396,400 (+4.51%) Land $85,000 Building $311,400
2022$6,445.00$151,720 Land $28,000 Building $123,720$379,300 Land $70,000 Building $309,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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