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5285 Cloud St, Stone Mountain, GA 30083 Property Records

DeKalb County property record for 5285 Cloud St, Stone Mountain, GA 30083

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,582 sqft · built 2020
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jan 2021)
Tax Bill$7,083 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2020 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-073-09-009

Property Details

APN / Parcel Number

Primary APN18-073-09-009
Alternative APN
  • 4809074

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,582 sqft Living Area
Gross Area4,057 sqft
1st Floor Area1,143 sqft
Basement Area1,197 sqft
Finished Basement1,197 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeWood
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area475 sqft
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5285 CLOUD ST
CitySTONE MOUNTAIN
StateGA
Zip30083-3663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 9 20-APR-07 .0927AC HEARTHSTONE PARK 40 X 101 X 40 X 101
Legal SubdivisionHEARTHSTONE PARK
Legal Block4
Legal Lot Number9
JurisdictionDE KALB GA
Township / Civil DivisionSTONE MOUNTAIN
Census Block Group4
Census Block4007
Census Tract21906

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stone Mountain Historic District
listed 2000 · 276 contributing resources · NRIS 00001476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeKalb County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5285 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER
Jul 20, 2020Grant Deed, Construction Loan · Construction Mortgage
MHZ GEORGIA LLC
Aug 10, 2017Grant Deed, Transfer
MHZ GEORIGA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleJul 17, 2020 · Amount on Record
Deed Document Number20212127
Deed Book / Page29025 / 315
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address5285 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5285 CLOUD ST, STONE MOUNTAIN, GA 30083-3663

Mortgage

Document Number0290250317
DateJan 28, 2021
Book Page0000029025/0000000317
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

July 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateJul 20, 2020
Property Address5285 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number0284770681
Book / Page028477 / 000681
Instrument DateJul 15, 2020
Instrument103400
Transaction TypeConstruction Loan
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5285 CLOUD ST STONE MOUNTAIN GA 300833663, STONE MOUNTAIN, GA 30083-3663
InvestorPossibly a Property Investor

Mortgage

Document Number284770684
DateJul 20, 2020
Book Page028477/000684
Instrument103402
Lender
NameMHZ GEORGIA LLC
Address1000 PEACHTREE INDUSTRIAL BLVD, SUWANEE, GA 30024-6737
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 19, 2021

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateAug 10, 2017
Property Address5285 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number0264270232
Book / Page026427 / 000232
Instrument DateAug 4, 2017
Instrument122336
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyCALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address554 W MAIN ST #350 BUFORD GA 305185781, 350, BUFORD, GA 30518-5781
InvestorPossibly a Property Investor

Mortgage

Document Number264270234
DateAug 10, 2017
Book Page026427/000234
Instrument122338
Lender
NameMHZ GEORIGA LLC
Address3223 SAINT ELMO CT, DULUTH, GA 30097-5004
Agreement
AmountAmount Recorded
Term36 Months
DueAug 9, 2020

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityStone Mountain City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,083.00 (+10.81%) Homeowner's exemption$172,320 (-) Land $34,464 Building $137,856$430,800 (-) Land $86,160 Building $344,640
2023$6,392.00 (+7.94%) Homeowner's exemption$172,320 (+24.87%) Land $34,464 Building $137,856$430,800 (+24.87%) Land $86,160 Building $344,640
2022$5,922.00$138,000 Land $18,440 Building $119,560$345,000 Land $46,100 Building $298,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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