5287 Cloud St, Stone Mountain, GA 30083 Property Records

DeKalb County property record for 5287 Cloud St, Stone Mountain, GA 30083 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,619 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2021)
Tax Bill	$7,125 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-073-09-010`

Property Details

APN / Parcel Number

Primary APN	`18-073-09-010`
Alternative APN	`4809082`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,619 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	1,137 sqft
Basement Area	1,197 sqft
Finished Basement	1,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	361 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5287 CLOUD ST
City	STONE MOUNTAIN
State	GA
Zip	30083-3663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 20-APR-07 .0927AC HEARTHSTONE PARK 40 X 101 X 40 X 101
Legal Subdivision	HEARTHSTONE PARK
Legal Block	4
Legal Lot Number	10
Jurisdiction	DE KALB GA
Township / Civil Division	STONE MOUNTAIN
Census Block Group	4
Census Block	4007
Census Tract	21906

Owner

Source: DeKalb County records · APN 18-073-09-010

Assessment roll updated October 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit COCA COLA FEDERAL CREDIT UNION
Apr 02, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HORIZON
Apr 02, 2021	Warranty Deed, Transfer
Jul 20, 2020	Grant Deed, Construction Loan · Construction Mortgage MHZ GEORGIA LLC
Aug 10, 2017	Grant Deed, Transfer MHZ GEORIGA LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2021 · Amount on Record
Deed Sale	Apr 02, 2021 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	20218344
Deed Book / Page	29240 / 633
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663

Mortgage

Document Number	0301400614
Date	Feb 22, 2022
Book Page	0000030140/0000000614

Lender

Name	COCA COLA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB GA
Recording Date	Apr 02, 2021
Property Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number	0292400633
Book / Page	29240 / 633
Instrument Date	Apr 02, 2021
Instrument	2021-008344
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663

Mortgage

Document Number	0292400635
Date	Apr 05, 2021
Book Page	0000029240/0000000635

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB GA
Recording Date	Apr 02, 2021
Property Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number	0292400651
Book / Page	29240 / 651
Instrument Date	Apr 02, 2021
Instrument	2021-008346
Transaction Type	Transfer
Record Updated	Feb 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DE KALB GA
Recording Date	Jul 20, 2020
Property Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number	0284770681
Book / Page	028477 / 000681
Instrument Date	Jul 15, 2020
Instrument	103400
Transaction Type	Construction Loan
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5287 CLOUD ST STONE MOUNTAIN GA 300833663, STONE MOUNTAIN, GA 30083-3663
Investor	Possibly a Property Investor

Mortgage

Document Number	284770684
Date	Jul 20, 2020
Book Page	028477/000684
Instrument	103402

Lender

Name	MHZ GEORGIA LLC
Address	1000 PEACHTREE INDUSTRIAL BLVD, SUWANEE, GA 30024-6737

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 19, 2021

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB GA
Recording Date	Aug 10, 2017
Property Address	5287 CLOUD ST, STONE MOUNTAIN, GA 30083-3663
Document Number	0264270232
Book / Page	026427 / 000232
Instrument Date	Aug 04, 2017
Instrument	122336
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	554 W MAIN ST #350 BUFORD GA 305185781, 350, BUFORD, GA 30518-5781
Investor	Possibly a Property Investor

Mortgage

Document Number	264270234
Date	Aug 10, 2017
Book Page	026427/000234
Instrument	122338

Lender

Name	MHZ GEORIGA LLC
Address	3223 SAINT ELMO CT, DULUTH, GA 30097-5004

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 09, 2020

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated October 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Municipality	Stone Mountain City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,125.00 (+10.65%) Homeowner's exemption	$172,720 (-) Land $34,544 Building $138,176	$431,800 (-) Land $86,360 Building $345,440
2023	$6,439.00 (+0.05%) Homeowner's exemption	$172,720 (+15.15%) Land $34,000 Building $138,720	$431,800 (+15.15%) Land $85,000 Building $346,800
2022	$6,436.00	$150,000 Land $18,600 Building $131,400	$375,000 Land $46,500 Building $328,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (13089C), updated September 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130890219064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Stone Mountain Historic District listed 2000 · 276 contributing resources · NRIS 00001476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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