TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000037495
Date
Sep 13, 2023
Instrument
2023R-037495
Lender
Name
FIRST COMMUNITY CU
Type
Credit Union
Address
CHESTERFIELD, MO 63005
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
179 Months
Due
Aug 30, 2038
May 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
ST CHARLES MO
Recording Date
May 21, 2021
Property Address
529 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number
2021R044332
Map Reference
MB 47 PG 144
Instrument Date
May 18, 2021
Instrument
2021R-044332
Transaction Type
Transfer
Record Updated
Jun 7, 2021
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Living Trust
Address
529 WYCOMBE DR, O FALLON, MO 63366-2634
November 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CHARLES MO
Property Address
529 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number
0000095744
Instrument Date
Nov 6, 2020
Transaction Type
Mortgage
Record Updated
Mar 5, 2021
Title Company
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
529 WYCOMBE DR O FALLON MO 633662634, O FALLON, MO 63366-2634
Mortgage
Document Number
0000095744
Date
Dec 7, 2020
Instrument
95744
Lender
Name
LAKEVIEW LN SERVICING
Type
Funding / Finance Company
Address
CORAL GABLES, FL 33146
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 6, 2050
April 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Apr 3, 2017
Property Address
529 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number
0067211798
Book / Page
6721 / 1798
Map Reference
MB 47 PG 144
Instrument
20170403000197630
Transaction Type
Transfer
Record Updated
Aug 9, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount from Assessment
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
529 WYCOMBE DR, 529, O FALLON, MO 63366-2634
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
529 WYCOMBE DR, O FALLON, MO 63366-2634
Mortgage
Document Number
20170403000197700
Date
Apr 3, 2017
Instrument
20170403000197700
Lender
Name
MIDLAND STATES BANK
Type
Bank
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 529 Wycombe Dr was $5,217, up 6.8% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
O'Fallon City
Unified School District
Fort Zumwalt R-II School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,217.00 (+6.82%)
$81,412
$428,485Land $70,001Building $358,484
2024
$4,884.00
2023
$73,985
2022
$389,396Land $50,001Building $339,395
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 529 Wycombe Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
23 (1981–2022)
Claims Outside the SFHA
2 of 23
Most Recent Claim
Jul 2022 · Severe Storms And Flooding
Claims by Event
Severe Storms And Flooding, Jul 2022 · 2 claims
Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
Severe Storms & Flooding, Aug 1993 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 529 Wycombe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source
Purchased surface water from several systems
Last State Inspection
Aug 2024
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.