528 Wycombe Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 528 Wycombe Dr, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,972 sqft · built 2013
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T140300063`

Property Details

APN / Parcel Number

Primary APN	`T140300063`
Alternative APN	`2-056B-A972-00-0153.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Basement Area	1,220 sqft
Finished Basement	779 sqft

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T140300063
Street Address	528 WYCOMBE DR
City	O FALLON
State	MO
Zip	63366-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WABASH WOODS #4 LOT 153
Legal Range	03E
Legal Township	47N
Legal Subdivision	WABASH WOODS #4
Legal Lot Number	153
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1013
Census Tract	311602

Owner

Source: St. Charles County records · APN T140300063

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 WYCOMBE DR, O FALLON, MO 63366-2662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 04, 2020	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Sep 04, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Nov 06, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2020
Deed Sale	Sep 25, 2020
Prior Sale	Sep 04, 2020
Deed Document Number	0202065007
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	528 WYCOMBE DR, O FALLON, MO 63366-2662
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071342231
Date	Sep 03, 2019
Book Page	7134/2231
Instrument	20190903000471850

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2034

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 04, 2020
Property Address	528 WYCOMBE DR, O FALLON, MO 63366-2662
Document Number	0000065007
Instrument Date	Aug 26, 2020
Instrument	65007
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 WYCOMBE DR O FALLON MO 633662662, O FALLON, MO 63366-2662

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 04, 2020
Property Address	528 WYCOMBE DR, O FALLON, MO 63366-2662
Document Number	0000065005
Instrument Date	Aug 26, 2020
Instrument	65005
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WYCOMBE DR O FALLON MO 633662662, O FALLON, MO 63366-2662

Mortgage

Document Number	65006
Date	Sep 04, 2020
Instrument	65006

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 06, 2018
Property Address	528 WYCOMBE DR, O FALLON, MO 63366-2662
Document Number	0070000267
Book / Page	7000 / 0267
Map Reference	MB 47 PG 144
Instrument Date	Nov 02, 2018
Instrument	20181106000632710
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 LANCHESTER CT, 77, SAINT PETERS, MO 63376-7652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WYCOMBE DR, O FALLON, MO 63366-2662

Mortgage

Document Number	20181106000632720
Date	Nov 06, 2018
Instrument	20181106000632720

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00	$67,354 (+7.64%)	$354,492 (+7.64%) Land $70,001 Building $284,491
2023		$62,572
2022			$329,326 Land $50,001 Building $279,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 390 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Gateway Fiber Holdings, Verizon, Brightspeed, T-Mobile USA, AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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