521 Wycombe Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 521 Wycombe Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,336 sqft · built 2013
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on File
Tax Bill$3,021 (2022)
Deeds & MortgagesMay 2023 Line of Credit
Oct 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNT140300040

Property Details

APN / Parcel Number

Primary APNT140300040
Alternative APN
  • 2-056B-A972-00-0130.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
Gross Area3,072 sqft
1st Floor Area1,336 sqft
Basement Area1,336 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelSolar

Location & Zoning

Account NumberT140300040
Street Address521 WYCOMBE DR
CityO FALLON
StateMO
Zip63366-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWABASH WOODS #4 LOT 130
Legal SubdivisionWABASH WOODS #4
Legal Lot Number130
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1010
Census Tract311602

Owner

521 Wycombe Dr is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordCompany Name on File
Mailing Address521 WYCOMBE DR, O FALLON, MO 63366-2634
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Deed of Trust, Mortgage · Line of Credit
MIDLAND STATES BANK
Oct 18, 2023Intrafamily Transfer, Transfer
Oct 18, 2023Intrafamily Transfer, Transfer
Jul 25, 2022Beneficiary Deed, Transfer
TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2014
Deed SaleJan 9, 2014
Prior SaleOct 30, 2013 · Amount on File
Deed Document Number201415350
Deed Book / Page6141 / 1868
Last Transfer DateOct 18, 2023
Transfer Doc0000043003
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address521 WYCOMBE DR, O FALLON, MO 63366-2634
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 WYCOMBE DR, O FALLON, MO 63366-2634

Mortgage

Document Number0000019323
DateMay 22, 2023
Instrument2023R-019323
Lender
NameMIDLAND STATES BANK
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 18, 2023
Property Address521 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number0000043003
Map ReferenceMB 47 PG 144
Instrument DateOct 18, 2023
Instrument2023R-043003
Transaction TypeTransfer
Record UpdatedNov 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address521 WYCOMBE DR, O FALLON, MO 63366-2634

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 18, 2023
Property Address521 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number0000043003
Map ReferenceMB 47 PG 144
Instrument DateOct 18, 2023
Instrument2023R-043003
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address521 WYCOMBE DR, O FALLON, MO 63366-2634

July 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJul 25, 2022
Property Address521 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number0000041347
Map ReferenceMB 47 PG 144
Instrument DateJul 22, 2022
Instrument2022R-041347
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 WYCOMBE DR, O FALLON, MO 63366-2634

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,319 (-)$301,678 (-) Land $70,001 Building $231,677
2025$57,319$301,678 Land $70,001 Building $231,677
2023$51,351 (+21.21%)
2022$3,021.00$42,364$270,266 (+21.21%) Land $50,001 Building $220,265
2021$222,967 Land $40,000 Building $182,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Wycombe Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Wycombe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.

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