Rowan County property record for 529 Steeple Chase Trl, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,378 sqft · built 1998 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Mar 2026) |
| Tax Bill | $6,060 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045A073 |
| Primary APN | 045A073 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,378 sqft Living Area |
| 1st Floor Area | 2,958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Area | 672 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 704 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 529 STEEPLE CHASE TRL |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-8530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20:SINGLE |
| Legal Description | 1.63AC L14 |
| Legal Subdivision | LONG FERRY FARMS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50700 |
Source: Rowan County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC |
| Mar 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 8, 2024 | Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP |
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| Aug 11, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | Mar 8, 2024 · Amount on Record |
| Deed Book / Page | 1478 / 501 |
| Prior Transfer Date | Jun 29, 2023 |
| Prior Transfer Doc | 1425000703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | FREEDOM FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2102 PULSAR WAY 202, 202, MELBOURNE, FL 32904-9221 |
| Document Number | 0014670911 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 1467/911 |
| Name | NEW ERA LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77077 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 4, 2026 |
| Property Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 0014780501 |
| Book / Page | 1478 / 501 |
| Map Reference | MB 9995 PG 2167 |
| Instrument Date | Feb 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6805 CRANES ROOST RD, HARMONY, FL 34773-6147 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 0001478502 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 1478/502 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 8, 2024 |
| Property Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 0014380373 |
| Book / Page | 1438 / 373 |
| Map Reference | MB 9995 PG 2167 |
| Instrument Date | Mar 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 SPRUCEWOOD ST, KANNAPOLIS, NC 28081-5340 |
| Name | Verified Name |
|---|---|
| Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 0001438374 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 1438/374 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 29, 2023 |
| Property Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 0014250703 |
| Book / Page | 1425 / 703 |
| Map Reference | MB 9995 PG 2167 |
| Instrument Date | Jun 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526 |
| Name | Verified Name |
|---|---|
| Address | 420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 11, 2020 |
| Property Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 0013540146 |
| Book / Page | 1354 / 146 |
| Map Reference | MB 9995 PG 2167 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 529 STEEPLE CHASE TRL, 529, SALISBURY, NC 28144-8530 |
| Name | Verified Name |
|---|---|
| Address | 529 STEEPLE CHASE TRL, SALISBURY, NC 28144-8530 |
| Document Number | 1354147 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 1354/147 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Rowan County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,060.00 | $536,351 (-) Land $42,500 Building $493,851 | |
| 2023 | $6,060.00 (+13.74%) | $536,351 (+32.11%) Land $42,500 Building $493,851 | $536,351 (+32.11%) Land $42,500 Building $493,851 |
| 2022 | $5,328.00 | $405,987 Land $33,500 Building $372,487 | $405,987 Land $33,500 Building $372,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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