510 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 510 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,204 sqft · built 1999
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Jan 2021)
Tax Bill	$6,264 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045A089`

Property Details

APN / Parcel Number

Primary APN	`045A089`
Alternative APN	`6337451`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,204 sqft Living Area
1st Floor Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Brick
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	32 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	510 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	1.59AC L31
Legal Subdivision	LONG FERRY FARMS SECTION TWO
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1006
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 26, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Book / Page	1365 / 543
Prior Transfer Date	Nov 1, 2004
Prior Transfer Doc	0010570586
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 11, 2021
Property Address	510 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Document Number	0013650543
Book / Page	1365 / 543
Map Reference	MB 9995 PG 2167
Instrument Date	Jan 8, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 SOWERS RD, 480, SALISBURY, NC 28144-7785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528

Mortgage

Document Number	0001365544
Date	Jan 11, 2021
Instrument	1365/544

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2031

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	510 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Document Number	0012940258
Book / Page	001294 / 000258
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 STEEPLE CHASE TRL SALISBURY NC 281448528, SALISBURY, NC 28144-8528

Mortgage

Document Number	0012940258
Date	Aug 4, 2017
Book Page	001294/000258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	510 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Document Number	0012900809
Book / Page	001290 / 000809
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 STEEPLE CHASE TRL SALISBURY NC 281448528, SALISBURY, NC 28144-8528

Mortgage

Document Number	0012900809
Date	Jun 1, 2017
Book Page	001290/000809

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,264.00	$554,362 (-) Land $42,500 Building $511,862	$554,362 (-) Land $42,500 Building $511,862
2025	$6,264.00	$554,362 (-) Land $42,500 Building $511,862
2023	$6,264.00	$554,362 Land $42,500 Building $511,862	$554,362 Land $42,500 Building $511,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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