520 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 520 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,727 sqft · built 2007
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Mar 2026)
Tax Bill	$5,378 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045A088`

Property Details

APN / Parcel Number

Primary APN	`045A088`
Alternative APN	`6172327`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,727 sqft Living Area
1st Floor Area	2,371 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	66,647 sqft (1.53 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Porch
Porch Area	401 sqft
Greenhouse	99 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6172327
Street Address	520 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE FAM-20
Legal Description	1.53AC L30
Legal Subdivision	LONG FERRY FARM
Legal Lot Number	30
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1006
Census Tract	50700

Owner

Source: Rowan County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	520 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 19, 2020	Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	0001478474
Deed Book / Page	1478 / 474
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	520 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	MERIDIAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013720085
Date	Apr 7, 2021
Book Page	1372/85

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 4, 2026
Property Address	520 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Document Number	0014780474
Book / Page	1478 / 474
Map Reference	MB 9995 PG 2167
Instrument Date	Mar 4, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6921 CALLISON RD, BRADLEY, SC 29819-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528

Mortgage

Document Number	0001478475
Date	Mar 4, 2026
Instrument	1478/475

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 19, 2020
Property Address	520 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528
Document Number	0013430703
Book / Page	1343 / 0703
Map Reference	MB 9995 PG 2167
Instrument Date	Feb 19, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 MARSH TRCE, 84, BRUNSWICK, GA 31525-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528

Mortgage

Document Number	13430704
Date	Feb 19, 2020
Instrument	1343/0704

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,378.00	$475,967 (-) Land $42,500 Building $433,467
2023	$5,378.00	$475,967 Land $42,500 Building $433,467	$475,967 Land $42,500 Building $433,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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