529 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 529 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1954
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Oct 2020)
Tax Bill	$4,992 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.69-2-11`

Property Details

APN / Parcel Number

Primary APN	`421500 60.69-2-11`
Alternative APN	`150006006900020110000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	529 CHISWELL RD
City	SCHENECTADY
State	NY
Zip	12304-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	AGED AFFIDAVIT REQUIRED 1 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4015
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	529 CHISWELL RD, SCHENECTADY, NY 12304-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Feb 27, 2006 · Amount on Record
Deed Document Number	202031207
Deed Book / Page	2043 / 105
Prior Transfer Date	Apr 23, 2002
Prior Transfer Doc	1623000161
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	529 CHISWELL RD, SCHENECTADY, NY 12304-3811
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 CHISWELL RD, SCHENECTADY, NY 12304-3811

Mortgage

Document Number	0000052325
Date	Oct 20, 2021
Book Page	5159/620
Instrument	202152325

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 8, 2020
Property Address	529 CHISWELL RD, SCHENECTADY, NY 12304-3811
Document Number	0000031207
Book / Page	2043 / 105
Map Reference	CAB A202 203 205&207
Instrument Date	Sep 4, 2020
Instrument	202031207
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 CHISWELL RD, 529, SCHENECTADY, NY 12304-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 MOHAWK AVE # 2, 2, SCOTIA, NY 12302-1822

Mortgage

Document Number	0000031208
Date	Oct 8, 2020
Instrument	202031208

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,992.00 (+2.32%)
2025	$4,879.00 (+4.97%)	$95,900 (-) Land $14,400 Building $81,500	$158,801 (+30.82%) Land $23,845 Building $134,956
2023		$95,900 (-) Land $14,400 Building $81,500	$121,392 (+3.8%) Land $18,228 Building $103,164
2022		$95,900 Land $14,400 Building $81,500	$116,951 Land $17,561 Building $99,390
2021	$4,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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