508 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 508 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 875 sqft · built 1950
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Nov 2024)
Tax Bill$5,907 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.70-1-18

Property Details

APN / Parcel Number

Primary APN421500 60.70-1-18
Alternative APN
  • 150006007000010180000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area875 sqft Living Area
1st Floor Area875 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Exterior Amenities

PorchPorch
Porch Area110 sqft
Patio Area60 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address508 CHISWELL RD
CitySCHENECTADY
StateNY
Zip12304-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD
Legal Block1
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4031
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address27 HARRIS AVE, MECHANICVILLE, NY 12118-2507
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2024 · Amount on Record
Deed SaleNov 7, 2024 · Amount on Record
Prior SaleJan 4, 2010 · Amount on Record
Deed Document Number202466621
Deed Book / Page2141 / 323
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address508 CHISWELL RD, SCHENECTADY, NY 12304-3812
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 CHISWELL RD, SCHENECTADY, NY 12304-3812

Mortgage

Document Number0000036058
DateNov 18, 2020
Book Page5041/884
Instrument202036058
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 10, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,907.00 (+41.96%)
2025$4,161.00 (+9.64%)$110,000 (+22.36%) Land $13,500 Building $96,500$182,149 (+60.06%) Land $22,355 Building $159,794
2023$89,900 (-) Land $13,500 Building $76,400$113,797 (+3.8%) Land $17,089 Building $96,708
2022$89,900 Land $13,500 Building $76,400$109,634 Land $16,463 Building $93,171
2021$3,795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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