514 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 514 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1950
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$101,063 (Mar 2017)
Tax Bill$4,607 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.70-1-17

Property Details

APN / Parcel Number

Primary APN421500 60.70-1-17
Alternative APN
  • 150006007000010170000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area372 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address514 CHISWELL RD
CitySCHENECTADY
StateNY
Zip12304-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionPT OF 342 1 WOOD AND GARAGE
Legal SubdivisionREVISED MAP OF WOODLAWN
Legal Block1
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4031
Census Tract21802

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 CHISWELL RD, SCHENECTADY, NY 12304-3812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2017 · Amount on Record
Deed SaleMar 24, 2017 · Amount on Record
Prior SaleOct 8, 2013 · Amount on Record
Deed Document Number201713238
Deed Book / Page1959 / 374
Record UpdatedJun 8, 2026

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 24, 2017
Property Address514 CHISWELL RD, SCHENECTADY, NY 12304-3812
Document Number0000013238
Book / Page1959 / 374
Instrument DateMar 21, 2017
Instrument201713238
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$406.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 HORIZON VIEW DR W, 4, EAST GREENBUSH, NY 12061-2614

Transferred To (Grantee/Buyer)

NameVerified Name
Address10911 GROVE TER, SEMINOLE, FL 33772-4727

Mortgage

Document Number0000013239
DateMar 24, 2017
Instrument201713239
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,607.00 (+6.32%)$94,100 (-) Land $14,100 Building $80,000$155,821 (+30.82%) Land $23,348 Building $132,473
2023$94,100 (-) Land $14,100 Building $80,000$119,114 (+3.8%) Land $17,848 Building $101,266
2022$94,100 Land $14,100 Building $80,000$114,756 Land $17,195 Building $97,561
2021$4,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Chiswell Rd

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