Franklin County property record for 5288 Mill Rock Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 480 sqft · built 1965 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $109 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 27-3-06.0-1-000-060.000 |
| Primary APN | 27-3-06.0-1-000-060.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | A-Frame |
| Lot Area | 47,916 sqft (1.1 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Street Address | 5288 MILL ROCK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT LOT 1 NE SPLIT BY MILLROCK RD |
| Legal Range | 03W |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Quarter | NE |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 800502 |
The current owner of 5288 Mill Rock Rd acquired it in March 2010.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2034 MARINE RD, HIGHLAND, IL 62249-3902 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2010 |
| Transfer Doc | 0000003160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5288 MILL ROCK RD, GERALD, MO 63037 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002218115 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2218115 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5288 Mill Rock Rd was $109.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Elementary School District | Strain-Japan R-XVI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109.00 | $1,935 | $10,190 Land $3,530 Building $6,660 |
| 2023 | $118.00 (+5.36%) | $2,190 | $11,530 Land $3,530 Building $8,000 |
| 2022 | $112.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5288 Mill Rock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5288 Mill Rock Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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