Franklin County property record for 5079 Mill Rock Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,030 sqft · built 2016 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-9-31.0-0-000-016.100 |
| Primary APN | 24-9-31.0-0-000-016.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Frame |
| Lot Area | 522,720 sqft (12 acres) |
| Street Address | 5079 MILL ROCK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S 1/2 LOT 2 SW |
| Legal Range | 03W |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 800502 |
5079 Mill Rock Rd is owned and occupied by two individuals who acquired it in April 2016.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5079 MILL ROCK RD, GERALD, MO 63037-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage CITIZENS BK |
| Sep 11, 2017 | Deed of Trust, Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2016 |
| Deed Sale | Apr 6, 2016 |
| Deed Document Number | 1604830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5079 MILL ROCK RD, GERALD, MO 63037-3112 |
| Document Number | 0000009099 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5097 MILL ROCK RD GERALD MO 63037, GERALD, MO 63037 |
| Document Number | 0000009099 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 9099 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5079 MILL ROCK RD, GERALD, MO 63037-3112 |
| Document Number | 0000014838 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5079 MILL ROCK RD GERALD MO 630373112, GERALD, MO 63037-3112 |
| Document Number | 0000014838 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 14838 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2047 |
The 2025 property tax bill for 5079 Mill Rock Rd was $2,646.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,646.00 | $48,315 | $254,850 Land $12,530 Building $242,320 |
| 2023 | $2,160.00 (-9.47%) | $43,996 | $232,120 Land $12,530 Building $219,590 |
| 2022 | $2,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5079 Mill Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5079 Mill Rock Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 10 / 1 |
May also be available: FireServe.
5G and 4G LTE (outdoors only)
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