Franklin County property record for 5085 Mill Rock Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,308 sqft · built 1930 |
| Lot Size | 28.1 acres (1,224,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $782 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-9-31.0-0-000-013.000 |
| Primary APN | 24-9-31.0-0-000-013.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 1,224,036 sqft (28.1 acres) |
| Lean-To | 250 sqft |
| Utility Building | 320 sqft |
| Street Address | 5085 MILL ROCK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT LOT 1 SW SPLIT BY MILL ROCK RD |
| Legal Range | 03W |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 800502 |
5085 Mill Rock Rd is owned and occupied by two individuals who acquired it in January 2021.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5085 MILL ROCK RD, GERALD, MO 63037-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 19, 2021 | Quit Claim Deed, Transfer · Line of Credit MARIES CNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 19, 2021 |
| Transfer Doc | 0000001100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5085 MILL ROCK RD, GERALD, MO 63037-3112 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002516779 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2516779 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5085 MILL ROCK RD, GERALD, MO 63037-3112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002400897 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2400897 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 19, 2021 |
| Property Address | 5085 MILL ROCK RD, GERALD, MO 63037-3112 |
| Document Number | 0000001100 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 1100 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5085 MILL ROCK RD GERALD MO 630373112, GERALD, MO 63037-3112 |
| Document Number | 1101 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1101 |
| Name | MARIES CNTY BK |
|---|---|
| Type | Bank |
| Address | VIENNA, MO 65582 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 18, 2026 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5085 Mill Rock Rd was $782.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $782.00 | $14,278 | $79,170 Land $15,420 Building $63,750 |
| 2023 | $678.00 (+9.53%) | $13,825 | $76,110 Land $14,420 Building $61,690 |
| 2022 | $619.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5085 Mill Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5085 Mill Rock Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Sparklight DSL | 10 / 1 |
May also be available: FireServe.
4G LTE (outdoors only), no 5G reported
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