5288 Benjamin Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 5288 Benjamin Dr, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,850 sqft · built 2000
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jul 2007)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11001230006008`

Property Details

APN / Parcel Number

Primary APN	`11001230006008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,850 sqft Living Area
1st Floor Area	1,226 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Lot Area	68,389 sqft (1.57 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5288 BENJAMIN DR
City	CHARLOTTE
State	MI
Zip	48813-7330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM SW COR SEC 12; S89?54'20"E 1332.81 FT; N0?14' 44"E 357 FT TO POB; N0?14'44"E 303 FT; S89?54'20"E 226.1 FT; S0?14'44"W 303 FT; N89?54'20"W 226.1 FT TO POB. SUBJ TO PRIVATE RD EASEMENT & ALL OTHER EASEMENTS & RESTRICTIONS IF ANY. SEC 12, T2N,R4W, E
Legal Range	04W
Legal Township	02N
Legal Section	12
Jurisdiction	EATON MI
Township / Civil Division	EATON
Census Block Group	3
Census Block	3013
Census Tract	21002

Owner

5288 Benjamin Dr is owned and occupied by an individual who bought it in July 2007.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5288 BENJAMIN DR, CHARLOTTE, MI 48813-7330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2007 · Amount on File
Deed Sale	Jul 23, 2007 · Amount on File
Deed Book / Page	2130 / 362
Prior Transfer Date	May 16, 2006
Prior Transfer Doc	02048/0647
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	5288 BENJAMIN DR, CHARLOTTE, MI 48813-7330
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5288 BENJAMIN DR, CHARLOTTE, MI 48813-7330

Mortgage

Document Number	00002982/1
Date	Jan 19, 2022
Book Page	2982/1

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	5288 BENJAMIN DR, CHARLOTTE, MI 48813-7330
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2935/679
Date	Jun 22, 2021
Book Page	2935/679

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	5288 BENJAMIN DR, CHARLOTTE, MI 48813-7330
Transaction Type	Mortgage
Record Updated	Jul 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2787/1081
Date	Jun 6, 2019
Book Page	2787/1081

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	5288 BENJAMIN DR, CHARLOTTE, MI 48813-7330
Transaction Type	Mortgage
Record Updated	Feb 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2720/0887
Date	Feb 13, 2018
Book Page	2720/0887

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5288 Benjamin Dr was $3,208 with a homeowner's exemption, up 4.3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,850 (+8.59%)	$320,180 (-) Land $42,157 Building $278,023
2025	$3,208.00 (+4.33%) Homeowner's exemption	$160,100	$320,180 Land $42,157 Building $278,023
2024	$3,075.00
2023		$147,100	$294,200
2022	$2,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5288 Benjamin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5288 Benjamin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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