Oakland County property record for 5271 Ludstone, Troy, MI 48085
| Property Type | Condominium |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $705,000 (Sep 2021) |
| Tax Bill | $9,715 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-406-033 |
| Primary APN | 88-20-11-406-033 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 5271 LUDSTONE |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3686 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2266 WHISPERING PARKCONDOMINIUM UNIT 33 L 52654 P 497 3-20-19 FR 401-001 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 33 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 196100 |
Source: Oakland County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Apr 15, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Apr 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 2021227650 |
| Deed Book / Page | 56890 / 463 |
| Last Transfer Date | Mar 27, 2026 |
| Transfer Doc | 0000039439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 2, 2026 |
| Property Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000039439 |
| Book / Page | 61070 / 885 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202639439 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 22, 2021 |
| Property Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000227650 |
| Book / Page | 56890 / 463 |
| Map Reference | LB 52654 PG 497-583 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 227650 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,063.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Name | Verified Name |
|---|---|
| Address | 41215 TARRAGON DR, STERLING HEIGHTS, MI 48314-4066 |
| Document Number | 0056890465 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 56890/465 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 15, 2021 |
| Property Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000102342 |
| Book / Page | 56074 / 211 |
| Map Reference | LB 52654 PG 497-583 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 102342 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,512.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50216 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3134 |
| Name | Verified Name |
|---|---|
| Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 13, 2021 |
| Property Address | 5271 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000100776 |
| Book / Page | 56063 / 697 |
| Map Reference | LB 52654 PG 497-583 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 100776 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117 |
| Name | Verified Name |
|---|---|
| Address | 50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117 |
| Document Number | 0056063700 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 56063/700 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,715.00 (+2.39%) | ||
| 2024 | $9,488.00 (-7.25%) | ||
| 2023 | $589,860 | ||
| 2022 | $10,230.00 | $294,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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