5280 SE Sterling Cir, Stuart, FL 34997 Property Records

Martin County property record for 5280 SE Sterling Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,928 sqft · built 1982
Lot Size	1.03 acres (45,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Feb 2019)
Tax Bill	$7,105 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`53-38-41-001-000-0023.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-0023.0-4-0000`
Alternative APNs	`53-38-41-001-000-00230-4` `43216`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	2,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,172 sqft
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	60 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43216
Street Address	5280 SE STERLING CIR
City	STUART
State	FL
Zip	34997-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CORAL LAKES LOT 23
Legal Subdivision	CORAL LAKES
Legal Block	2
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2006
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5280 SE STERLING CIR, STUART, FL 34997-6526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Jul 23, 2012 · Amount on Record
Deed Document Number	20192741347
Deed Book / Page	3044 / 128
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5280 SE STERLING CIR, STUART, FL 34997-6526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031470879
Date	Aug 3, 2020
Book Page	3147/879
Instrument	2829107

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2019
Property Address	5280 SE STERLING CIR, STUART, FL 34997-6526
Document Number	0030440128
Book / Page	3044 / 0128
Map Reference	MB 7 PG 80
Instrument Date	Feb 28, 2019
Instrument	2741347
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, HOBE SOUND, FL 33475-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5280 SE STERLING CIR, STUART, FL 34997-6526

Mortgage

Document Number	0002741348
Date	Feb 28, 2019
Instrument	2741348

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,105.00 (+14.08%) Additional exemption filed	$462,901 (+21.31%)	$702,040 (+13.61%) Land $225,000 Building $477,040
2024	$6,228.00 (+1.95%)
2023	$6,109.00 (+3.58%) Additional exemption filed	$381,573 (+3%)	$617,960 (+24.11%) Land $225,000 Building $392,960
2022	$5,898.00 Homeowner's exemption	$370,460	$497,930 Land $200,450 Building $297,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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