5260 SE Sterling Cir, Stuart, FL 34997 Property Records

Martin County property record for 5260 SE Sterling Cir, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,117 sqft · built 1981
Lot Size	1.03 acres (45,259 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Dec 2019)
Tax Bill	$4,534 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-38-41-001-000-00220-6`

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-00220-6`
Alternative APN	`43215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,061 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,259 sqft (1.03 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43215
Street Address	5260 SE STERLING CIR
City	STUART
State	FL
Zip	34997-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL LAKES LOT 22
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Lot Number	22
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2006
Census Tract	1106

Owner

Source: Martin County records · APN 53-38-41-001-000-00220-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5260 SE STERLING CIR, STUART, FL 34997-6526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Dec 13, 2019	Warranty Deed, Transfer · Conventional Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	0003100479
Deed Book / Page	3100 / 479
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5260 SE STERLING CIR, STUART, FL 34997-6526
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5260 SE STERLING CIR, STUART, FL 34997-6526

Mortgage

Document Number	0033822575
Date	Jun 29, 2023
Book Page	3382/2575
Instrument	3023531

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5260 SE STERLING CIR, STUART, FL 34997-6526
Transaction Type	Mortgage
Record Updated	Aug 05, 2021
Title Company	PLATINUM TITLE INSURERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5260 SE STERLING CIR, STUART, FL 34997-6526

Mortgage

Document Number	0032420127
Date	Jul 19, 2021
Book Page	3242/127
Instrument	2902837

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 13, 2019
Property Address	5260 SE STERLING CIR, STUART, FL 34997-6526
Document Number	0031000479
Book / Page	003100 / 000479
Instrument Date	Dec 13, 2019
Instrument	2789737
Transaction Type	Transfer
Record Updated	Jan 06, 2020
Title Company	BLUELINE TITLE COMPANY LLC, BLUELINE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5260 SE STERLING CIR STUART FL 349976526, STUART, FL 34997-6526

Mortgage

Document Number	31000481
Date	Dec 13, 2019
Book Page	003100/000481
Instrument	2789738

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,432 (+5.99%)	$543,060 (+3.41%) Land $225,000 Building $318,060
2024	$4,534.00 (+2.16%)
2023	$4,438.00 (+3.69%) Additional exemption filed	$281,575 (+3%)	$525,130 (+22.77%) Land $225,000 Building $300,130
2022	$4,280.00 Homeowner's exemption	$273,374	$427,730 Land $200,450 Building $227,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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