5221 SE Sterling Cir, Stuart, FL 34997 Property Records

Martin County property record for 5221 SE Sterling Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 1988
Lot Size	1 acre (43,908 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2013)
Tax Bill	$7,336 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-38-41-001-000-0082.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-0082.0-0-0000`
Alternative APNs	`53-38-41-001-000-00820-0` `43275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,971 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	1,971 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,908 sqft
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43275
Street Address	5221 SE STERLING CIR
City	STUART
State	FL
Zip	34997-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CORAL LAKES LOT 82
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Block	2
Legal Lot Number	82
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2019
Census Tract	1106

Owner

5221 SE Sterling Cir is owned and occupied by an individual who acquired it in April 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5221 SE STERLING CIR, STUART, FL 34997-6525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2013 · Amount on File
Deed Sale	Mar 8, 2013 · Amount on File
Prior Sale	Jun 6, 2005 · Amount on File
Deed Document Number	20132381442
Deed Book / Page	2635 / 2085
Last Transfer Date	Apr 28, 2021
Transfer Doc	0032302782
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jun 7, 2021
Property Address	5221 SE STERLING CIR, STUART, FL 34997-6525
Document Number	0032302782
Book / Page	3230 / 2782
Map Reference	MB 7 PG 80
Instrument Date	Apr 28, 2021
Instrument	2893781
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 SE STERLING CIR, STUART, FL 34997-6525

Mortgage

Document Number	32302785
Date	Jun 7, 2021
Instrument	3230/2785

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5221 SE Sterling Cir was $7,336 with a homeowner's exemption, up 3.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,336.00 (+3.6%)	$477,500 Land $225,000 Building $252,500	$477,500 Land $225,000 Building $252,500
2024	$7,081.00 (+3.99%)
2023	$6,809.00 (+13.5%)	$334,686 (+1%)	$468,780 (+19.86%) Land $225,000 Building $243,780
2022	$5,999.00	$304,260	$391,090 Land $200,450 Building $190,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5221 SE Sterling Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5221 SE Sterling Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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