5280 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5280 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,296 sqft · built 2016
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$4,404 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`415-0010-05091`

Property Details

APN / Parcel Number

Primary APN	`415-0010-05091`
Alternative APN	`1047109`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	196 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1047109
Street Address	5280 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF N1/2 OF NW1/4 OF NW1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	19
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2031
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5280 JEAN DULUTH RD, DULUTH, MN 55803-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2023
Transfer Doc	0001068690
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5280 JEAN DULUTH RD, DULUTH, MN 55803-9700
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5280 JEAN DULUTH RD, DULUTH, MN 55803-9700

Mortgage

Document Number	0001058709
Date	Jul 12, 2022
Instrument	1058709

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 17, 2027

Interest

Rate	4.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5280 JEAN DULUTH RD, DULUTH, MN 55803-9700
Document Number	000T996721
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5280 JEAN DULUTH RD DULUTH MN 558039700, DULUTH, MN 55803-9700

Mortgage

Document Number	000T996721
Date	Apr 9, 2018
Instrument	T996721

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 8, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,404.00 (+11.83%) Homeowner's exemption
2025	$3,938.00 (-0.71%) Homeowner's exemption	$404,300 (+13.31%) Land $116,400 Building $287,900	$404,300 (+13.31%) Land $116,400 Building $287,900
2024	$3,966.00	$356,800 (+11.26%) Land $107,100 Building $249,700	$356,800 (+11.26%) Land $107,100 Building $249,700
2022		$320,700 Land $97,800 Building $222,900	$320,700 Land $97,800 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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