5303 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5303 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 986 sqft · built 1930
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Oct 2022)
Tax Bill$3,104 (2026)
Deeds & MortgagesJul 2026 Mortgage
Aug 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN520-0012-00940

Property Details

APN / Parcel Number

Primary APN520-0012-00940
Alternative APNs
  • 1101979
  • 1138272

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area986 sqft Gross Area
1st Floor Area789 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeFrame
Lot Area871,200 sqft (20 acres)
Garage Area297 sqft
Pole Barn1,024 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1138272
Street Address5303 JEAN DULUTH RD
CityDULUTH
StateMN
Zip55803-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionS1/2 OF SE1/4 OF SE1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section13
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1005
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NATIONAL BANK
Aug 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NATIONAL BANK
Dec 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Oct 10, 2022Warranty Deed, Transfer · Construction Mortgage
NORTH SHORE BANK OF COMMERCE
Dec 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2022 · Amount on Record
Deed SaleOct 10, 2022 · Amount on Record
Prior SaleDec 17, 2020 · Amount on Record
Deed Document Number20221453782
Prior Transfer DateJan 18, 2020
Prior Transfer Doc00A1398828
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 29, 2026
Property Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700
Document Number0001104126
Instrument DateJun 25, 2026
Instrument20261104126
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0001104126,
DateJul 29, 2026
Instrument20261104126
Lender
NameWESTERN NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2031
Interest
Rate6.53%
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateAug 25, 2026
Property Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700
Document Number0001539166
Instrument DateJun 25, 2026
Instrument20261539166
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0001539166,
DateAug 25, 2026
Instrument20261539166
Lender
NameWESTERN NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2031
Interest
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001480780
DateDec 29, 2023
Instrument1480780
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.4%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change4.4%
Max Rate At Change8.4%
Index1-Year T-Bill
Max Rate11.4%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 10, 2022
Property Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700
Document Number0001453782
Instrument DateSep 30, 2022
Instrument1453782
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyST LOUIS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700

Mortgage

Document Number0001453783
DateOct 10, 2022
Instrument1453783
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 1, 2023

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateDec 17, 2020
Property Address5303 JEAN DULUTH RD, DULUTH, MN 55803-9700
Document Number00A1398828
Instrument DateJan 18, 2020
InstrumentA1398828
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$92.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address148 PATRIOTS WAY HOYT LAKES MN 557501164, HOYT LAKES, MN 55750-1164

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,104.00 (+3.74%)
2025$2,992.00 (-3.23%)$235,400 (-) Land $109,000 Building $126,400$235,400 (-) Land $109,000 Building $126,400
2024$3,092.00$235,400 (+12.2%) Land $109,000 Building $126,400$235,400 (+12.2%) Land $109,000 Building $126,400
2022$209,800 Land $104,000 Building $105,800$209,800 Land $104,000 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

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