5280 Centerville Prospect Rd, Prospect, OH 43342 Property Records

Marion County property record for 5280 Centerville Prospect Rd, Prospect, OH 43342

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,128 sqft · built 1900
Lot Size1 acres (43,865 sqft)
OwnerIndividual Name on File
Last Sale$103,000 (Nov 2016)
Tax Bill$1,650 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26-004000.0700

Property Details

APN / Parcel Number

Primary APN26-004000.0700

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms32 Rooms
Stories2 Stories
Building Area1,128 sqft Living Area
1st Floor Area764 sqft
2nd Floor Area364 sqft
Upper Floors Area364 sqft
FlooringCarpet
Interior WallsBlock

Exterior

Year BuiltBuilt 1900
Construction TypeFrame
Roof MaterialSlate
Lot Area43,865 sqft (1 acres)
Garage TypeDetached
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Street Address5280 CENTERVILLE PROSPECT RD
CityPROSPECT
StateOH
Zip43342-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC WALLACE SURV 10667 MAP 11 100 4.00 7.00
Legal SubdivisionVIRGINIA MILITARY LANDS SURV 1
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group5
Census Block5049
Census Tract10300

Owner

5280 Centerville Prospect Rd is owned and occupied by an individual who bought it in November 2016.

Source: Marion County records, as of February 26, 2026

Owner of RecordIndividual Name on File
Mailing Address5280 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 9, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED FCU
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2016 · Amount on File
Deed SaleNov 16, 2016 · Amount on File
Prior SaleDec 22, 2006 · Amount on File
Deed Document Number0013740862
Deed Book / Page1374 / 862
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address5280 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9529
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016950592
DateMay 9, 2024
Book Page1695/592
Instrument2024-02440
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueMay 8, 2034

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address5280 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9529
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015440273
DateDec 11, 2020
Book Page1544/273
Instrument2020-08301
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5280 Centerville Prospect Rd was $1,650, up 9.6% from the year before.

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,650.00 (+9.63%)$47,000 (+31.54%) Land $10,530 Building $36,470$134,290 Land $30,090 Building $104,200
2024$1,505.00 (+1.07%)$35,730 (-) Land $10,170 Building $25,560
2023$1,489.00 (-0.4%)$35,730 (-) Land $10,170 Building $25,560
2022$1,495.00$35,730 Land $10,170 Building $25,560$102,090 Land $29,060 Building $73,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5280 Centerville Prospect Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims15 (1979–2013)
Most Recent ClaimDec 2013 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims
  • Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5280 Centerville Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

Nearby Properties on Centerville Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number