4904 Centerville Prospect Rd, Prospect, OH 43342 Property Records

Marion County property record for 4904 Centerville Prospect Rd, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,388 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-0010001.405`

Property Details

APN / Parcel Number

Primary APN	`26-0010001.405`
Alternative APNs	`260010001402` `010000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	2,388 sqft
Basement Area	1,740 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Other
Lot Area	435,600 sqft (10 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4904 CENTERVILLE PROSPECT RD
City	PROSPECT
State	OH
Zip	43342-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE & WATTS SURV 10240 MAP 64
Legal Subdivision	WALLACE & WATTS
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	5
Census Block	5049
Census Tract	10300

Owner

Source: Marion County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025
Deed Sale	Feb 26, 2025
Prior Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	2025933
Deed Book / Page	1727 / 812
Prior Transfer Date	Feb 20, 2025
Prior Transfer Doc	0017270812
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Recording Date	Jun 25, 2026
Property Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Document Number	0000003850
Book / Page	1789 / 956
Instrument Date	Jun 20, 2026
Instrument	20263850
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515

Mortgage

Document Number	0000003850,
Date	Jun 25, 2026
Book Page	1789/956
Instrument	20263850

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016120821
Date	Mar 18, 2022
Book Page	1612/821
Instrument	2022-02247

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2051

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION OH
Recording Date	Feb 26, 2025
Property Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Document Number	0017270812
Book / Page	1727 / 812
Map Reference	VOL 145 PG 807
Instrument Date	Feb 20, 2025
Instrument	2025-00933
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515

Mortgage

Document Number	0202500934
Date	Feb 26, 2025
Instrument	2025-00934

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Feb 17, 2023
Property Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Document Number	0016490468
Book / Page	1649 / 468
Instrument Date	Feb 16, 2023
Instrument	2023-00835
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515

Mortgage

Document Number	0202300836
Date	Feb 17, 2023
Instrument	2023-00836

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015920780
Date	Nov 3, 2021
Book Page	1592/780
Instrument	2021-08862

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION OH
Recording Date	Oct 26, 2021
Property Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515
Document Number	0015910208
Book / Page	1591 / 208
Instrument Date	Oct 26, 2021
Instrument	2021-08610
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9515

Mortgage

Document Number	0202108862
Date	Oct 26, 2021
Instrument	2021-08862

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,655.00 (+11.47%)	$132,800 (+33.8%) Land $25,620 Building $107,180	$379,430 (+33.8%) Land $73,200 Building $306,230
2024	$4,176.00 (+11.3%)	$99,250 (-) Land $19,030 Building $80,220
2023	$3,752.00 (-0.82%) Homeowner's exemption	$99,250 (-) Land $19,030 Building $80,220
2022	$3,783.00 Homeowner's exemption	$99,250 Land $19,030 Building $80,220	$283,570 Land $54,370 Building $229,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	15 (1979–2013)
Most Recent Claim	Dec 2013 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Watch TV.

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