5116 Centerville Prospect Rd, Prospect, OH 43342 Property Records

Marion County property record for 5116 Centerville Prospect Rd, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,230 sqft · built 1991
Lot Size	3.02 acres (131,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Mar 1997)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-0010001.303`

Property Details

APN / Parcel Number

Primary APN	`26-0010001.303`
Alternative APNs	`260010001302` `010301000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	1,278 sqft
Upper Floors Area	952 sqft
Basement Area	952 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Material	Other
Lot Area	131,595 sqft (3.02 acres)
Garage Area	960 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Street Address	5116 CENTERVILLE PROSPECT RD
City	PROSPECT
State	OH
Zip	43342-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE & WATTS SURV 10240 MAP 61
Legal Subdivision	WALLACE & WATTS
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	5
Census Block	5049
Census Tract	10300

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Transfer on Death Deed, Transfer
Nov 1, 2022	Survivorship Deed, Transfer · Commercial Mortgage THE FIRST CITIZENS NATIONAL BANK
Sep 12, 2022	Certificate of Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 1997 · Amount on Record
Deed Sale	Mar 21, 1997 · Amount on Record
Deed Document Number	1997336
Last Transfer Date	Dec 18, 2023
Transfer Doc	0016810990
Record Updated	Jun 8, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION OH
Recording Date	Dec 18, 2023
Property Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588
Document Number	0016810990
Book / Page	1681 / 990
Map Reference	VOL 565 PG 640
Instrument Date	Nov 30, 2023
Instrument	2023-07001
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MARION OH
Recording Date	Nov 1, 2022
Property Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588
Document Number	0016390008
Book / Page	1639 / 8
Instrument Date	Oct 27, 2022
Instrument	2022-07580
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM COMPANIES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588

Mortgage

Document Number	0202207581
Date	Nov 1, 2022
Instrument	2022-07581

Lender

Name	THE FIRST CITIZENS NATIONAL BANK
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MARION OH
Recording Date	Sep 12, 2022
Property Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588
Document Number	0016330206
Book / Page	1633 / 206
Map Reference	VOL 565 PG 640
Instrument Date	Sep 7, 2022
Instrument	2022-06360
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	5116 CENTERVILLE PROSPECT RD, PROSPECT, OH 43342-9588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015300726
Date	Sep 9, 2020
Book Page	1530/726
Instrument	2020-05706

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 (+19.53%)	$151,210 (+43.6%) Land $16,280 Building $134,930	$432,020 (+43.6%) Land $46,510 Building $385,510
2024	$4,430.00 (+1.07%)	$105,300 (-) Land $15,660 Building $89,640
2023	$4,383.00 (-2.43%)	$105,300 (-) Land $15,660 Building $89,640
2022	$4,492.00	$105,300 Land $15,660 Building $89,640	$300,850 Land $44,740 Building $256,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	15 (1979–2013)
Most Recent Claim	Dec 2013 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Watch TV.

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