5280 Black Locust Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5280 Black Locust Dr, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details5 ba · 1,600 sqft · built 2021
Lot Size0.061 acres (2,694 sqft)
OwnerIndividual Name on Record
Last Sale$379,445 (Oct 2020)
Tax Bill$4,046 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN28-596117

Property Details

APN / Parcel Number

Primary APN28-596117
Alternative APN
  • 596117

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,600 sqft Total Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,694 sqft (0.061 acres)
Garage TypeBuilt-in
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area140 sqft
BalconyBalcony
Balcony Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number596117
Street Address5280 BLACK LOCUST DR
CityFREDERICK
StateMD
Zip21703-7933
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 170 PHASE 2 PLAT 2,694 SQ FT BALLENGER RUN
Legal SubdivisionBALLENGER RUN
Legal Phase2
Legal Lot Number170
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1015
Census Tract751001

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5280 BLACK LOCUST DR, FREDERICK, MD 21703-7933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Jun 17, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleJun 17, 2020 · Amount on Record
Deed Document Number0014178188
Deed Book / Page14178 / 188
Record UpdatedJun 7, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 16, 2020
Property Address5280 BLACK LOCUST DR, FREDERICK, MD 21703-7933
Document Number0141780188
Book / Page14178 / 188
Map ReferenceMB 100 PL 21
Instrument DateOct 15, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,897.23
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5280 BLACK LOCUST DR, FREDERICK, MD 21703-7933

Mortgage

Document Number0014178193
DateOct 16, 2020
Instrument14178/193
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 17, 2020
Property Address5280 BLACK LOCUST DR, FREDERICK, MD 21703-7933
Document Number0138220036
Book / Page013822 / 000036
Instrument DateJun 15, 2020
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD FREDERICK MD 217037113, FREDERICK, MD 21703-7113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,046.00$337,733$393,800 Land $100,000 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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