528 W 7th St, Merced, CA 95341 Property Records

Merced County property record for 528 W 7th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Jul 2021)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone AO (high risk)
APN	`032-212-029-000`

Property Details

APN / Parcel Number

Primary APN	`032-212-029-000`
Alternative APN	`032212029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,140 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032212029
Street Address	528 W 7TH ST
City	MERCED
State	CA
Zip	95341-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED LOT 4 BLK 372
Legal Subdivision	MERCED
Legal Block	372
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2013
Census Tract	1601

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 W 7TH ST, MERCED, CA 95341-6620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage ALAMEDA MORTGAGE CORP
Jul 8, 2021	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Jan 29, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Aug 27, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	2021030153
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	528 W 7TH ST, MERCED, CA 95341-6620
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 W 7TH ST, MERCED, CA 95341-6620

Mortgage

Document Number	0000019420
Date	Aug 17, 2023
Instrument	2023019420

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	528 W 7TH ST, MERCED, CA 95341-6620
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 W 2TH STREET, MERCED, CA 95341

Mortgage

Document Number	0000030156
Date	Jul 8, 2021
Instrument	2021030156

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2021
Property Address	528 W 7TH ST, MERCED, CA 95341-6620
Document Number	0000030153
Map Reference	VOL 10 PG 23-30
Instrument Date	May 10, 2021
Instrument	2021030153
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 W 7TH ST, MERCED, CA 95341-6620

Mortgage

Document Number	0000030154
Date	Jul 8, 2021
Instrument	2021030154

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000030155
Date	Jul 8, 2021
Instrument	2021030155

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 29, 2021
Property Address	528 W 7TH ST, MERCED, CA 95341-6620
Document Number	0000004193
Map Reference	VOL 10 PG 23-30
Instrument Date	Jan 20, 2021
Instrument	2021004193
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 AID ERBROOK, IRVINE, CA 92604-3684
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004194
Date	Jan 29, 2021
Instrument	2021004194

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Aug 27, 2018
Property Address	528 W 7TH ST, MERCED, CA 95341-6620
Document Number	0000026477
Instrument Date	Aug 27, 2018
Instrument	26477
Transaction Type	Transfer
Record Updated	Sep 25, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 W7TH ST MERCED CA 95340, MERCED, CA 95340

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,776.00 (+7.18%)	$248,321 (+4.04%) Land $79,590 Building $168,731
2023	$2,590.00 (+1.37%)	$238,680 Land $76,500 Building $162,180
2022	$2,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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