445 W 7th St, Merced, CA 95341 Property Records

Merced County property record for 445 W 7th St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 720 sqft · built 1963
Lot Size	0.171 acres (7,453 sqft)
Owner	Individual Name on Record
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2020 Transfer + 3 more
Flood Zone	Zone AO (high risk)
APN	`032-161-012-000`

Property Details

APN / Parcel Number

Primary APN	`032-161-012-000`
Alternative APN	`032-161-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,453 sqft (0.171 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	032-161-012
Street Address	445 W 7TH ST
City	MERCED
State	CA
Zip	95341-6617
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	MERCED LOT 11 BLK 362
Legal Subdivision	MERCED
Legal Block	362
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2015
Census Tract	1601

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 W 7TH ST, MERCED, CA 95341-6617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 27, 2018	Grant Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022
Deed Sale	Dec 1, 2022
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	202241651
Prior Transfer Date	Nov 24, 2022
Prior Transfer Doc	0000041651
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 1, 2022
Property Address	445 W 7TH ST, MERCED, CA 95341-6617
Document Number	0000041651
Map Reference	MB 10 PG 23-30
Instrument Date	Nov 22, 2022
Instrument	2022041651
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W 7TH ST # 449, 449, MERCED, CA 95341-6617

Mortgage

Document Number	0000041652
Date	Dec 1, 2022
Instrument	2022041652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 11, 2020
Property Address	445 W 7TH ST, MERCED, CA 95341-6617
Document Number	0000018956
Instrument Date	Jun 3, 2020
Instrument	18956
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445-449 W 7TH ST MERCED CA 953416617, MERCED, CA 95341-6617

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 27, 2018
Property Address	445 W 7TH ST, MERCED, CA 95341-6617
Document Number	0000019478
Map Reference	MB 10 PG 23-30
Instrument Date	Apr 26, 2018
Instrument	2018019478
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W 7TH ST # 449, 449, MERCED, CA 95341-6617

Mortgage

Document Number	0000019479
Date	Jun 27, 2018
Instrument	2018019479

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 27, 2017
Property Address	445 W 7TH ST, MERCED, CA 95341-6617
Document Number	0000044042
Instrument Date	Dec 21, 2017
Instrument	44042
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 37 WINTON CA 953880037, WINTON, CA 95388-0037

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 27, 2017
Property Address	445 W 7TH ST, MERCED, CA 95341-6617
Document Number	0000044043
Instrument Date	Dec 21, 2017
Instrument	44043
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 220 HILLSBORO KS 670630220, HILLSBORO, KS 67063-0220

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,738 (+1.85%) Land $63,829 Building $143,909
2025	$2,286.00 (+5.69%)	$203,966 (+4.03%) Land $62,578 Building $141,388
2024	$2,163.00 (+1.41%)
2023	$2,133.00 (+1.33%)	$196,059 Land $60,149 Building $135,910
2022	$2,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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