Merced County property record for 435 W 7th St, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,421 sqft · built 1961 |
| Lot Size | 0.173 acres (7,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,251 (Jan 2010) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 032-161-011-000 |
| Primary APN | 032-161-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| 1st Floor Area | 2,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,521 sqft (0.173 acres) |
| Garage Area | 700 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 032-161-011 |
|---|---|
| Street Address | 435 W 7TH ST |
| City | MERCED |
| State | CA |
| Zip | 95341-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MERCED LOT 12 BLK 362 |
| Legal Subdivision | MERCED |
| Legal Block | 362 |
| Legal Lot Number | 12 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1601 |
Source: Merced County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6108 SHANIA CT, ATWATER, CA 95301-9207 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 9, 2017 | Deed of Trust, Mortgage · Conventional with PMI ETHOS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2010 · Amount on Record |
| Deed Sale | Jan 27, 2010 · Amount on Record |
| Prior Sale | May 28, 2004 · Amount on Record |
| Deed Document Number | 20103141 |
| Prior Transfer Date | Jan 14, 2010 |
| Prior Transfer Doc | 0000003141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 435 W 7TH ST, MERCED, CA 95341-6617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6108 SHANIA CT, ATWATER, CA 95301-9207 |
| Document Number | 0000031226 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020031226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 435 W 7TH ST, MERCED, CA 95341-6617 |
| Document Number | 0000001157 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6108 SHANIA CT ATWATER CA 953019207, ATWATER, CA 95301-9207 |
| Document Number | 0000001157 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 1157 |
| Name | ETHOS LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $164,840 (+2%) Land $10,526 Building $154,314 | |
| 2025 | $1,816.00 (+7.14%) | $161,614 (+4.03%) Land $10,320 Building $151,294 |
| 2023 | $1,695.00 (+1.38%) | $155,350 Land $9,920 Building $145,430 |
| 2022 | $1,672.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2006–2012) |
| Most Recent Claim | Jun 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, GeoLinks, T-Mobile.
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