St. Charles County property record for 528 Transit St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,304 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Nov 2021) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082210A000 |
| Primary APN | 082210A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 197 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 082210A000 |
|---|---|
| Street Address | 528 TRANSIT ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ROOSEVELT PL ADDN BLK 8 LOT 10 |
| Legal Subdivision | ROOSEVELT PL ADDN |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310400 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF ST CHARLES |
| Jun 4, 2019 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Jan 3, 2019 | Grant Deed, Transfer US TITLE |
| Oct 24, 2018 | Grant Deed, Foreclosure OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Jun 28, 2021 · Amount on Record |
| Deed Document Number | 202195316 |
| Prior Transfer Date | Jun 22, 2016 |
| Prior Transfer Doc | 0000388520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 22, 2021 |
| Property Address | 528 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 0000095316 |
| Map Reference | MB 3 PG 43 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021R-095316 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2041 TRADE CENTER DR E, 2041, SAINT PETERS, MO 63376-1287 |
| Name | Verified Name |
|---|---|
| Address | 528 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 0000095317 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021R-095317 |
| Name | HABITAT FOR HUMANITY OF ST CHARLES |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 4, 2019 |
| Property Address | 528 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 0070831932 |
| Book / Page | 007083 / 001932 |
| Instrument Date | May 29, 2019 |
| Instrument | 269200 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2041 TRADE CENTER DR E ST PETERS MO 633761287, ST PETERS, MO 63376-1287 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2019 |
| Property Address | 528 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 0070212021 |
| Book / Page | 007021 / 002021 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 3180 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 EVERETT AVE ST LOUIS MO 63117, ST LOUIS, MO 63117 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 24, 2018 |
| Property Address | 528 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 0069941039 |
| Book / Page | 006994 / 001039 |
| Instrument Date | May 16, 2017 |
| Instrument | 607520 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 13, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,558 (-) | $234,517 (-) Land $32,000 Building $202,517 | |
| 2025 | $2,798.00 | $44,558 (+28.78%) | $234,517 (+28.78%) Land $32,000 Building $202,517 |
| 2023 | $34,600 | ||
| 2022 | $182,106 Land $24,000 Building $158,106 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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