503 Transit St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 503 Transit St, Saint Charles, MO 63301

Property Summary

Property TypeVacant Land
Details3 bd · 1 ba · 1,501 sqft · built 1930
Lot Size0.295 acres (12,831 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Oct 2024)
Tax Bill$503 (2025)
Deeds & MortgagesJun 2023 Mortgage
Feb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN081330A000

Property Details

APN / Parcel Number

Primary APN081330A000
Alternative APN
  • 6-006D-4409-03-0009.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,501 sqft Living Area
Gross Area1,645 sqft
1st Floor Area1,501 sqft
Basement Area144 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,831 sqft (0.295 acres)
Lot Dimensions141 ft deep x 91 ft wide
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number081330A000
Street Address503 TRANSIT ST
CitySAINT CHARLES
StateMO
Zip63301-0969
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeAF0
Legal DescriptionROOSEVELT PL BLK 3 LOT 9
Legal SubdivisionROOSEVELT PL
Legal Block3
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2000
Census Tract310400

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 MCKINLEY POINTE CT, SAINT CHARLES, MO 63301-0582
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA
Feb 3, 2023Warranty Deed, Transfer · Line of Credit
H S FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2024 · Amount on Record
Deed SaleOct 11, 2024 · Amount on Record
Prior SaleJun 21, 2023 · Amount on Record
Deed Document Number202442145
Prior Transfer DateOct 8, 2004
Prior Transfer Doc0001064450
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 21, 2023
Property Address503 TRANSIT ST, SAINT CHARLES, MO 63301-0969
Document Number0000024135
Map ReferenceMB 3 PG 42
Instrument DateJun 14, 2023
Instrument2023R-024135
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address222 1 2 WHITPPOORWILL DR, WRIGHT CITY, MO 63390

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 TRANSIT ST, SAINT CHARLES, MO 63301-0969

Mortgage

Document Number0000024136
DateJun 21, 2023
Instrument2023R-024136
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0000024137
DateJun 21, 2023
Instrument2023R-024137
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 3, 2023
Property Address503 TRANSIT ST, SAINT CHARLES, MO 63301-0969
Document Number0000004308
Map ReferenceMB 3 PG 42
Instrument DateFeb 2, 2023
Instrument2023R-004308
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address528 FASSEN ST, SAINT LOUIS, MO 63111-1833

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 1 2 WHIPPORWILL DR, WRIGHT CITY, MO 63390

Mortgage

Document Number0000004309
DateFeb 3, 2023
Instrument2023R-004309
Lender
NameH S FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,600 (-)$40,000 (-) Land $40,000
2025$503.00 (-61.49%)$7,600 (-64.3%)$40,000 (-64.31%) Land $40,000
2023$21,291 (+13.64%)
2022$1,306.00$18,736$112,063 (+13.65%) Land $30,000 Building $82,063
2021$98,606 Land $25,000 Building $73,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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