St. Charles County property record for 501 Transit St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1930 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $75,000 (Oct 2014) |
| Tax Bill | $1,658 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Nov 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081340A000 |
| Primary APN | 081340A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 182 sqft |
| Patio Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 081340A000 |
|---|---|
| Street Address | 501 TRANSIT ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ROOSEVELT PL BLK 3 LOT 10 |
| Legal Subdivision | ROOSEVELT PL |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310400 |
501 Transit St is held in a trust since December 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 501 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Intrafamily Transfer, Transfer |
| Nov 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS CU |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2014 · Amount on File |
| Deed Sale | Oct 2, 2014 · Amount on File |
| Prior Sale | Jul 7, 2009 · Amount on File |
| Deed Document Number | 2014550040 |
| Deed Book / Page | 6249 / 932 |
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 0000056142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 15, 2025 |
| Property Address | 501 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 0000056142 |
| Map Reference | MB 3 PG 42 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025R-056142 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 501 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 501 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 501 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Document Number | 2021R093694 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021R-093694 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 6, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 501 TRANSIT ST, SAINT CHARLES, MO 63301-0969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0071350610 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 7135/0610 |
| Instrument | 20190903000473320 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 501 Transit St was $1,658.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,202 (-) | $137,904 (-) Land $40,000 Building $97,904 | |
| 2025 | $1,658.00 | $26,202 | $137,904 Land $40,000 Building $97,904 |
| 2023 | $24,373 | ||
| 2022 | $128,281 Land $30,000 Building $98,281 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 501 Transit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 Transit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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