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528 Saddle Pl, Escondido, CA 92026 Property Records

San Diego County property record for 528 Saddle Pl, Escondido, CA 92026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,473 sqft · built 2017
Lot Size0.249 acres (10,868 sqft)
Owner2 Individual Names on Record
Last Sale$736,000 (Dec 2017)
Tax Bill$9,650 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN224-132-35-00

Property Details

APN / Parcel Number

Primary APN224-132-35-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,473 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area10,868 sqft (0.249 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address528 SADDLE PL
CityESCONDIDO
StateCA
Zip92026-5051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionLOT 35 TR 016153
Legal SubdivisionCITY/ESCONDIDO
Legal Tract016153
Legal Block1
Legal Lot Number35
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract20106

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address528 SADDLE PL, ESCONDIDO, CA 92026-5051
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 29, 2017Grant Deed, Transfer · VA Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Deed Document Number2017617646
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address528 SADDLE PL, ESCONDIDO, CA 92026-5051
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312930
DateJun 17, 2020
Instrument2020-0312930
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 29, 2017
Property Address528 SADDLE PL, ESCONDIDO, CA 92026-5051
Document Number0000617646
Map ReferenceMAP 16153
Instrument DateDec 15, 2017
Instrument2017-0617646
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address528 SADDLE PL, ESCONDIDO, CA 92026-5051

Mortgage

Document Number0000617647
DateDec 29, 2017
Instrument2017-0617647
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$853,727 (+2%) Land $371,386 Building $482,341
2025$9,650.00 (+4.39%)$836,988 (+4.04%) Land $364,104 Building $472,884
2023$9,244.00 (+1.06%)$804,488 Land $349,966 Building $454,522
2022$9,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: AT&T, Verizon.

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