512 Saddle Pl, Escondido, CA 92026 Property Records

San Diego County property record for 512 Saddle Pl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,875 sqft · built 2018
Lot Size	0.232 acres (10,138 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jul 2021)
Tax Bill	$12,207 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`224-132-37-00`

Property Details

APN / Parcel Number

Primary APN	`224-132-37-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,875 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,138 sqft (0.232 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	512 SADDLE PL
City	ESCONDIDO
State	CA
Zip	92026-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 37 TR 016153
Legal Subdivision	CITY/ESCONDIDO
Legal Tract	016153
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	20106

Owner

512 Saddle Pl is owned and occupied by two individuals who bought it in July 2021.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 SADDLE PL, ESCONDIDO, CA 92026-5051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 6, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Dec 27, 2018	Grant Deed, Transfer · Conventional Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	2021484669
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 SADDLE PL, ESCONDIDO, CA 92026-5051
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SADDLE PL, ESCONDIDO, CA 92026-5051

Mortgage

Document Number	0000318086
Date	Nov 12, 2025
Instrument	2025-0318086

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2021
Property Address	512 SADDLE PL, ESCONDIDO, CA 92026-5051
Document Number	0000484669
Map Reference	MAP 16153
Instrument Date	Jun 18, 2021
Instrument	2021-0484669
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5756 MENORCA DR, SAN DIEGO, CA 92124-1106

Mortgage

Document Number	0000484670
Date	Jul 6, 2021
Instrument	2021-0484670

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	512 SADDLE PL, ESCONDIDO, CA 92026-5051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000467030
Date	Aug 19, 2020
Instrument	2020-0467030

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2018
Property Address	512 SADDLE PL, ESCONDIDO, CA 92026-5051
Document Number	0000530176
Instrument Date	Dec 19, 2018
Instrument	530176
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMERICAN TITLE CO SUBDIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 SADDLE PL ESCONDIDO CA 920265051, ESCONDIDO, CA 92026-5051

Mortgage

Document Number	530177
Date	Dec 27, 2018
Instrument	530177

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 512 Saddle Pl was $12,207.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,082,430 (+2%) Land $649,458 Building $432,972
2025	$12,207.00	$1,061,207 Land $636,724 Building $424,483
2023	$11,692.00 (+1.06%)	$1,020,000 Land $612,000 Building $408,000
2022	$11,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 512 Saddle Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Saddle Pl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

Nearby Properties on Saddle Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures