504 Saddle Pl, Escondido, CA 92026 Property Records

San Diego County property record for 504 Saddle Pl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,192 sqft · built 2018
Lot Size	0.233 acres (10,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Oct 2021)
Tax Bill	$8,880 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-132-38-00`

Property Details

APN / Parcel Number

Primary APN	`224-132-38-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,192 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,185 sqft (0.233 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	504 SADDLE PL
City	ESCONDIDO
State	CA
Zip	92026-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 38 TR 016153
Legal Subdivision	CITY/ESCONDIDO
Legal Tract	016153
Legal Block	1
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	20106

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 SADDLE PL, ESCONDIDO, CA 92026-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Aug 15, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	2021734327
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2021
Property Address	504 SADDLE PL, ESCONDIDO, CA 92026-5051
Document Number	0000734327
Map Reference	MAP 16153
Instrument Date	Oct 4, 2021
Instrument	2021-0734327
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	504 SADDLE PL, ESCONDIDO, CA 92026-5051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	504 SADDLE PL, ESCONDIDO, CA 92026-5051
Document Number	0000218499
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 SADDLE PL ESCONDIDO CA 920265051, ESCONDIDO, CA 92026-5051

Mortgage

Document Number	0000218499
Date	Apr 29, 2020
Instrument	218499

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2018
Property Address	504 SADDLE PL, ESCONDIDO, CA 92026-5051
Document Number	0000335143
Instrument Date	Jun 29, 2018
Instrument	335143
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 SADDLE PL ESCONDIDO CA 920265051, ESCONDIDO, CA 92026-5051

Mortgage

Document Number	335144
Date	Aug 15, 2018
Instrument	335144

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$791,927 (+2%) Land $316,770 Building $475,157
2025	$8,880.00 (+4.43%) Homeowner's exemption	$776,400 (+4.04%) Land $310,559 Building $465,841
2023	$8,503.00 (+1.08%) Homeowner's exemption	$746,252 Land $298,500 Building $447,752
2022	$8,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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