528 Sable Rd, Spring City, TN 37381 Property Records

Rhea County property record for 528 Sable Rd, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,752 sqft · built 1998
Lot Size0.926 acres (40,346 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Dec 2021)
Tax Bill$1,590 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN072050A B 00600

Property Details

APN / Parcel Number

Primary APN072050A B 00600
Alternative APN
  • 050A B 00600

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,752 sqft Living Area
1st Floor Area1,752 sqft
Basement Area1,740 sqft
Finished Basement1,012 sqft
Unfinished Basement728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,346 sqft (0.926 acres)
Lot Dimensions416 ft deep x 90 ft wide
TerrainRolling
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area392 sqft
Deck Area100 sqft
Patio Area100 sqft
Boat AccessBoat Access
Boat House120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address528 SABLE RD
CitySPRING CITY
StateTN
Zip37381-2854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: SABLE HILLS
Legal SubdivisionSABLE HILLS
Legal Lot Number6
JurisdictionRHEA TN
Township / Civil Division3
Census Block Group1
Census Block1047
Census Tract975100

Owner

Source: Rhea County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address528 SABLE RD, SPRING CITY, TN 37381-2854
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jun 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRSTBANK
Mar 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleOct 7, 1986 · Amount on Record
Deed Document Number202111309
Deed Book / Page500 / 228
Transfer Doc0000000954
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateDec 16, 2021
Property Address528 SABLE RD, SPRING CITY, TN 37381-2854
Document Number0000011309
Book / Page500 / 228
Map ReferenceMB 3 PG 266
Instrument DateDec 7, 2021
Instrument21011309
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyTITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 593, SALT LAKE CITY, UT 84110-0593

Mortgage

Document Number0000011312
DateDec 16, 2021
Instrument21011312
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address528 SABLE RD, SPRING CITY, TN 37381-2854
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SABLE RD, SPRING CITY, TN 37381-2854

Mortgage

Document Number8139
DateJun 15, 2021
Book PageT653/48
Instrument21008139
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 9, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRHEA TN
Recording DateMar 17, 2017
Property Address528 SABLE RD, SPRING CITY, TN 37381-2854
Document Number0000000954
Book / Page000456 / 000243
Instrument DateMar 17, 2017
Instrument954
Transaction TypeTransfer
Record UpdatedMar 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address528 SABLE RD SPRING CITY TN 373812854, SPRING CITY, TN 37381-2854

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00 (-17.23%)$117,925 (+43.24%) Land $33,750 Building $84,175
2024$471,700 (+43.24%) Land $135,000 Building $336,700
2022$82,325 Land $30,000 Building $52,325$329,300 Land $120,000 Building $209,300
2021$1,921.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2004 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR UTILITY DISTRICT
serves 16,253 people · EPA ID TN0000872
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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