Rhea County property record for 470 Sable Rd, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,988 sqft · built 1983 |
| Lot Size | 0.699 acres (30,450 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $961 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072050A B 00200 |
| Primary APN | 072050A B 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,450 sqft (0.699 acres) |
| Lot Dimensions | 203 ft deep x 150 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 612 sqft |
| Deck Area | 386 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 470 SABLE RD |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: SABLE HILLS |
| Legal Subdivision | SABLE HILLS |
| Legal Lot Number | 2 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 975100 |
470 Sable Rd is owned and occupied by two individuals who acquired it in August 1983.
Source: Rhea County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 SABLE RD, SPRING CITY, TN 37381-2847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit SYMPLYBANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIMPLYBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 1983 |
| Deed Sale | Aug 15, 1983 |
| Deed Document Number | 0000187368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 470 SABLE RD, SPRING CITY, TN 37381-2847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013222 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | T672/449 |
| Instrument | 22013222 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Address | DAYTON, TN 37321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Mar 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 470 SABLE RD, SPRING CITY, TN 37381-2847 |
| Document Number | 0000002355 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 470 SABLE RD SPRING CITY TN 373812847, SPRING CITY, TN 37381-2847 |
| Document Number | 0000002355 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 000629/000740 |
| Instrument | 2355 |
| Name | SIMPLYBANK |
|---|---|
| Address | DAYTON, TN 37321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 470 Sable Rd was $961.
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $961.00 | $71,225 Land $13,750 Building $57,475 | |
| 2024 | $284,900 Land $55,000 Building $229,900 | ||
| 2022 | $48,750 Land $6,750 Building $42,000 | $195,000 Land $27,000 Building $168,000 | |
| 2021 | $1,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Sable Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Sable Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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