488 Sable Rd, Spring City, TN 37381 Property Records

Rhea County property record for 488 Sable Rd, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,032 sqft · built 1999
Lot Size0.561 acres (24,476 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jun 2018)
Tax Bill$940 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072050A B 00300

Property Details

APN / Parcel Number

Primary APN072050A B 00300
Alternative APN
  • 050A B 00300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,032 sqft Living Area
1st Floor Area2,032 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,476 sqft (0.561 acres)
Lot Dimensions211 ft deep x 116 ft wide
TerrainRolling
Garage TypeFinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area360 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address488 SABLE RD
CitySPRING CITY
StateTN
Zip37381-2847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: SABLE HILLS
Legal SubdivisionSABLE HILLS
Legal Lot Number3
JurisdictionRHEA TN
Township / Civil Division3
Census Block Group1
Census Block1047
Census Tract975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address488 SABLE RD, SPRING CITY, TN 37381-2847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTHEAST BANK
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTHEAST BANK
Jun 26, 2018Warranty Deed, Transfer
SOUTHEAST BK
Jun 29, 2017Warranty Deed, Transfer · Conventional Mortgage
CITIZENS EQUITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Document Number18006919
Deed Book / Page467 / 284
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address488 SABLE RD, SPRING CITY, TN 37381-2847
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007679
DateMay 18, 2021
Book PageT651/80
Instrument21007679
Lender
NameSOUTHEAST BANK
TypeBank
AddressKNOXVILLE, TN 37922
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address488 SABLE RD, SPRING CITY, TN 37381-2847
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7679
DateMay 18, 2021
Book PageT651/80
Instrument21007679
Lender
NameSOUTHEAST BANK
TypeBank
AddressKNOXVILLE, TN 37922
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateJun 26, 2018
Property Address488 SABLE RD, SPRING CITY, TN 37381-2847
Document Number0000006919
Book / Page000467 / 000284
Instrument DateJun 21, 2018
Instrument6919
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$721.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address488 SABLE RD SPRING CITY TN 373812847, SPRING CITY, TN 37381-2847

Mortgage

Document Number6920
DateJun 26, 2018
Book Page000595/000599
Instrument6920
Lender
NameSOUTHEAST BK
TypeBank
AddressDAYTON, TN 37321
Agreement
AmountAmount Recorded

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateJun 29, 2017
Property Address488 SABLE RD, SPRING CITY, TN 37381-2847
Document Number0000002308
Book / Page000458 / 000442
Instrument DateJun 22, 2017
Instrument2308
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyCROSSLAND TITLE SERVICES LLC, CROSSLAND TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address488 SABLE RD SPRING CITY TN 373812847, SPRING CITY, TN 37381-2847

Mortgage

Document Number2309
DateJun 29, 2017
Book Page000579/000407
Instrument2309
Lender
NameCITIZENS EQUITY FCU
TypeMortgage Company
AddressPEORIA, IL 61656
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2047

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$940.00$69,675 (-) Land $14,375 Building $55,300
2024$940.00 (-15.77%)$69,675 (+40.76%) Land $14,375 Building $55,300$278,700 (+40.76%) Land $57,500 Building $221,200
2022$49,500 Land $9,375 Building $40,125$198,000 Land $37,500 Building $160,500
2021$1,116.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2004 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR UTILITY DISTRICT
serves 16,253 people · EPA ID TN0000872
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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