Collin County property record for 528 Rustic Oak Ln, McKinney, TX 75072 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,066 sqft Living Area |
| Garage | Attached, 392 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,896.00 (2024) |
| Primary APN | R-10987-00I-0190-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,066 sqft Living Area |
| Gross Area | 3,458 sqft Gross Area |
| 1st Floor | 1,689 sqft 1st Floor |
| 2nd Floor | 1,377 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Frame Construction |
| Garage Type | Attached Garage |
| Garage Area | 392 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 2736857 |
|---|---|
| Street Address | 528 RUSTIC OAK LN |
| City | MCKINNEY |
| State | TX |
| Zip | 75072-8497 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK I, LOT 19 |
| Legal Subdivision | VALOR POINTE - THE RESERVE AT WESTRIDGE |
| Legal Phase | 16 |
| Legal Block | I |
| Legal Lot Number | 19 |
| Jurisdiction | COLLIN TX |
| Minor Civil Division | MCKINNEY |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 30537 |
Source: Collin County records · APN R-10987-00I-0190-1
Assessment roll updated August 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 RUSTIC OAK LN, MCKINNEY, TX 75072-8497 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK |
| Apr 09, 2019 | Deed of Trust, Mortgage FROST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2017 |
| Deed Sale | Jun 08, 2017 |
| Deed Doc Number | 20170608000746240 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 528 RUSTIC OAK LN, MCKINNEY, TX 75072-8497 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001664400 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 20210817001664400 |
| Name | ASPIRE BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 528 RUSTIC OAK LN, MCKINNEY, TX 75072-8497 |
| Document Number | 0000449160 |
| Instrument Date | Apr 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 528 RUSTIC OAK LN MCKINNEY TX 750728497, MCKINNEY, TX 75072-8497 |
| Document Number | 0000449160 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 449160 |
| Name | FROST BK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Amount | Amount Recorded |
|---|
Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $621,390 (+2.67%) Land $140,000 Building $481,390 | $621,390 (+2.67%) Land $140,000 Building $481,390 | |
| 2024 | $8,896.00 (+5.25%) | ||
| 2023 | $605,238 Land $140,000 Building $465,238 | $605,238 Land $140,000 Building $465,238 | |
| 2022 | $8,452.00 |
528 Rustic Oak Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Collin County (48085C), updated October 13, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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