528 River Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 528 River Rd, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 892 sqft · built 1977
Lot Size1.4 acres (60,984 sqft)
OwnerCompany Name on File
Tax Bill$3,762 (2025)
Deeds & MortgagesNov 2021 Refinance
Flood ZoneZone X (minimal risk)
APNTOPM M:R02 L:003-A

Property Details

APN / Parcel Number

Primary APNTOPM M:R02 L:003-A
Alternative APNs
  • M:R02 L:003=A
  • 2514

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area892 sqft Living Area
Gross Area2,244 sqft
1st Floor Area892 sqft
Basement Area864 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRaised Ranch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,984 sqft (1.4 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2514
Street Address528 RIVER RD
CityTOPSHAM
StateME
Zip04086-6171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number3-A
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group1
Census Block1002
Census Tract970301

Owner

528 River Rd, a single family home, is owned by a company.

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner of RecordCompany Name on File
Mailing Address528 RIVER RD, TOPSHAM, ME 04086-6171
Owner TypeCompany
VestingEstate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address528 RIVER RD, TOPSHAM, ME 04086-6171
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10161
DateNov 24, 2021
Instrument2021R-10161
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 528 River Rd was $3,762.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,762.00$293,900 Land $70,000 Building $223,900
2023$3,453.00 (+5.08%)$254,300 (+11.58%) Land $62,100 Building $192,200
2022$3,286.00$227,900 Land $59,900 Building $168,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 528 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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