577 River Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 577 River Rd, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,070 sqft · built 1890
Lot Size6.3 acres (274,428 sqft)
Owner2 Individual Names on Record
Tax Bill$4,212 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNTOPM M:R02 L:008

Property Details

APN / Parcel Number

Primary APNTOPM M:R02 L:008
Alternative APN
  • 3

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,070 sqft Living Area
Gross Area3,811 sqft
1st Floor Area1,320 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area274,428 sqft (6.3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address577 RIVER RD
CityTOPSHAM
StateME
Zip04086-6159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number8
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group1
Census Block1004
Census Tract970301

Owner

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address577 RIVER RD, TOPSHAM, ME 04086-6159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2007
Deed SaleOct 10, 2007
Deed Book / Page2920 / 37
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address577 RIVER RD, TOPSHAM, ME 04086-6159
Document Number0000003584
Instrument DateMay 20, 2017
Transaction TypeMortgage
Record UpdatedJun 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 RIVER RD TOPSHAM ME 040866159, TOPSHAM, ME 04086-6159

Mortgage

Document Number0000003584
DateMay 31, 2017
Instrument3584
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,212.00 (+9.49%)$329,100 (+16.17%) Land $72,600 Building $256,500
2023$3,847.00 (-5.15%)$283,300 (+0.71%) Land $65,500 Building $217,800
2022$4,056.00$281,300 Land $63,500 Building $217,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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