Sagadahoc County and Topsham Town property record for 491 River Rd, Topsham, ME 04086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1985 |
| Lot Size | 4.88 acres (212,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $408,400 (Nov 2021) |
| Tax Bill | $6,835 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPM M:R02 L:001-B |
| Primary APN | TOPM M:R02 L:001-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 212,573 sqft (4.88 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3337 |
|---|---|
| Street Address | 491 RIVER RD |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-6158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NO |
| Legal Lot Number | 1-B |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970301 |
491 River Rd is owned and occupied by an individual who bought it in November 2021.
Source: Sagadahoc County and Topsham Town records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 RIVER RD, TOPSHAM, ME 04086-6158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2017 | Deed of Trust, Mortgage ATLANTIC REGIONAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on File |
| Deed Sale | Nov 23, 2021 · Amount on File |
| Deed Document Number | 202110122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Nov 23, 2021 |
| Property Address | 491 RIVER RD, TOPSHAM, ME 04086-6158 |
| Document Number | 10122 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021R-10122 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 RIVERVIEW DR, TOPSHAM, ME 04086-6105 |
| Document Number | 10123 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021R-10123 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 491 RIVER RD, TOPSHAM, ME 04086-6158 |
| Document Number | 0000004118 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 491 RIVER RD TOPSHAM ME 040866158, TOPSHAM, ME 04086-6158 |
| Document Number | 0000004118 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 4118 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | BRUNSWICK, ME 04011 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 15, 2037 |
The 2025 property tax bill for 491 River Rd was $6,835.
Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,835.00 | $534,000 Land $87,400 Building $446,600 |
| 2023 | $6,411.00 (+5.69%) | $472,100 (+12.22%) Land $79,500 Building $392,600 |
| 2022 | $6,066.00 | $420,700 Land $77,300 Building $343,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 491 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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