528 River Dr, Belvidere, IL 61008 Property Records

Boone County property record for 528 River Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,040 sqft · built 1950
Lot Size	0.289 acres (12,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jul 2022)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`05-26-455-011`

Property Details

APN / Parcel Number

Primary APN	`05-26-455-011`
Alternative APN	`05-05-26-455-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,240 sqft
Basement Area	1,120 sqft
Finished Basement	920 sqft
Unfinished Basement	1,120 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,606 sqft (0.289 acres)
Lot Dimensions	191 ft deep x 66 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-455-011
Street Address	528 RIVER DR
City	BELVIDERE
State	IL
Zip	61008-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 LT 12 BLK 2 RIVERVIEW 528 RIVER DR
Legal Subdivision	RIVERVIEW
Legal Block	2
Legal Lot Number	12
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3012
Census Tract	10102

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 RIVER DR, BELVIDERE, IL 61008-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO
Mar 11, 2021	Special Warranty Deed, Transfer NOT AVAILABLE, ADVISORS TITLE
Nov 30, 2020	Special Warranty Deed, Foreclosure
Oct 27, 2020	Deed, Transfer
Dec 29, 2017	Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jul 14, 2022
Property Address	528 RIVER DR, BELVIDERE, IL 61008-3408
Document Number	2022R04060
Map Reference	MB 2 PG 29
Instrument Date	May 16, 2022
Instrument	2022R04060
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 VICTOR LN, LAKE ZURICH, IL 60047-8462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 RIVER DR, BELVIDERE, IL 61008-3408

Mortgage

Document Number	2022R04061
Date	Jul 14, 2022
Instrument	2022R04061

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.25%

Mortgage

Document Number	2022R04062
Date	Jul 14, 2022
Instrument	2022R04062

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Mar 11, 2021
Property Address	528 RIVER DR, BELVIDERE, IL 61008-3408
Document Number	2021R01982
Instrument Date	Jan 23, 2021
Instrument	2021R01982
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, ADVISORS TITLE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 VICTOR LN, LAKE ZURICH, IL 60047-8462

November 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Nov 30, 2020
Property Address	528 RIVER DR, BELVIDERE, IL 61008-3408
Document Number	2020R07709
Map Reference	MB 2 PG 29
Instrument Date	Nov 11, 2020
Instrument	2020R07709
Transaction Type	Foreclosure
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Oct 27, 2020
Property Address	528 RIVER DR, BELVIDERE, IL 61008-3408
Document Number	2020R06837
Map Reference	MB 2 PG 29
Instrument Date	Oct 13, 2020
Instrument	2020R06837
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR LBBY 24, 24, CHICAGO, IL 60606-4615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Dec 29, 2017
Property Address	528 RIVER DR, BELVIDERE, IL 61008-3408
Document Number	2017R06972
Map Reference	PB 2 PG 29
Instrument Date	Dec 29, 2017
Instrument	2017R06972
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 RIVER DR, BELVIDERE, IL 61008-3408

Mortgage

Document Number	2017R06973
Date	Dec 29, 2017
Instrument	2017R06973

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,335.00 (+6.27%)	$79,539 (+9.56%) Land $2,191 Building $77,348	$238,617 (+9.56%) Land $6,573 Building $232,044
2024		$72,596 (+63.28%) Land $2,191 Building $70,405	$217,788 (+63.28%) Land $6,573 Building $211,215
2022	$5,961.00	$44,461 Land $3,432 Building $41,029	$133,383 Land $10,296 Building $123,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

528 River Dr, Belvidere, IL 61008 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

March 2021: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Special Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number