512 River Dr, Belvidere, IL 61008 Property Records

Boone County property record for 512 River Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,316 sqft · built 1955
Lot Size	0.519 acres (22,620 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 2014)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-26-455-015`

Property Details

APN / Parcel Number

Primary APN	`05-26-455-015`
Alternative APN	`05-05-26-455-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	3,632 sqft
1st Floor Area	3,632 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,620 sqft (0.519 acres)
Lot Dimensions	174 ft deep x 130 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-455-015
Street Address	512 RIVER DR
City	BELVIDERE
State	IL
Zip	61008-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 (EX ELY 2' OF LT 21) LT 20 & 21 BLK 2 RIVERVIEW 512 RIVER DR
Legal Subdivision	RIVERVIEW
Legal Block	2
Legal Lot Number	21,20
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3012
Census Tract	10102

Owner

512 River Dr is owned and occupied by an individual who bought it in December 2014.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	512 RIVER DR, BELVIDERE, IL 61008-3408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2014 · Amount on File
Deed Sale	Dec 30, 2014 · Amount on File
Deed Document Number	20146499
Record Updated	Sep 20, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	Sep 6, 2018
Property Address	512 RIVER DR, BELVIDERE, IL 61008-3408
Document Number	2018R04532
Instrument Date	Aug 29, 2018
Instrument	2018R04532
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RIVER DR, BELVIDERE, IL 61008-3408

Mortgage

Document Number	2018R04533
Date	Sep 6, 2018
Instrument	2018R04533

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 512 River Dr was $5,952 with exemptions applied.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,952.00 Homeowner's exemption Senior Citizen's exemption	$85,740 (+11.51%) Land $3,636 Building $82,104	$257,220 (+11.51%) Land $10,908 Building $246,312
2024		$76,887 Land $3,636 Building $73,251	$230,661 Land $10,908 Building $219,753
2022	$5,411.00	$63,269 Land $5,697 Building $57,572	$189,807 Land $17,091 Building $172,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 River Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20